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miniature glass bottles jewelry wholesale Hi, there is no such strange rule. You can directly scan the code and transfer the money as a change in the balance. Who tells you that you must become a paper entity or switch to a bank card to use it?
cheap jewelry for wholesale Because the money in WeChat can only be transferred to others or pays, if you want to withdraw, you can only use the bank's ATM machine. The two ATM machine cannot recognize your WeChat, and you can only use the bank card to get cash. Cash cash on money can only be passed through a bank card.
high end wholesale costume jewelry In 2020, two things will be recorded in the historical book, one is the new crown pneumonia epidemic, and the other is the upcoming central bank digital currency!
The mobile phone screenshot with a low definition recently, began to pass on the Internet. The picture is a completely different pattern from our current RMB, but it has added a lot of familiar elements, such as "scanning code payment", "remittance", "receivable payment" and so on. And it is the legendary central bank digital currency DC/EP.
The online screenshot of the central bank's digital currency DC/EP
In fact, for most people, the concept of digital currency is not difficult to understand. WeChat we use every day, WeChat we use every day, WeChat Alipay, even bank credit cards, etc., can be called a broad digital currency.
So what are the differences between the digital currency issued by the central bank?
no1. DC/EP What is it?
"Digital RMB" is a legal digital currency issued by the People's Bank of China. The full name is "digital currency electronic payment" and the corresponding English abbreviation is DC/EP. Among them, DC is the abbreviation of Digital Currency (digital currency), and EP is the abbreviation of Payment.
The concept of digital RMB is very broad. It uses the most advanced regional chain technology. For ordinary people, we only need to know that its experience may be almost the same as that of WeChat and Alipay used in daily life.
The ability to pay for the use of digital RMB, there is no difference between using digital RMB and taking out a piece of paper money or coin from your pocket.
no2. What is the difference between WeChat and Alipay?
. Compared with the central bank DC/EP, Alipay and WeChat's debut are much earlier, and people's understanding of it is deeper. So what are the differences between DC/EP and WeChat and Alipay?
1. Credit endorsement
No matter how widely used WeChat and Alipay in the real society, there will still be a situation that the owner of the store will not accept. This is because these two are just ordinary commercial companies. The shop owner doesn't believe it, and you don't have it.
but the central bank's DC/EP is different. Its credit endorsement is the country. Behind it is the RMB with the same ability to repay, and no one must refuse to accept it.
In another perspective, DC/EP and Renminbi cash can be replaced by each other. The two are just different forms of expression.
2. Double offline payment
WeChat and Alipay have a big disadvantage, that is, it is completely dependent on the Internet.
It if your phone has no network, there is no way to trade. The central bank does not have this problem. It supports two -way offline payment and transactions (this is different from bank cards or mobile payment, more like cash!). In other words, even if the payer and the payer are offline, the transaction can be completed.
DC/EP The so -called "double offline payment" is a bit like the previous credit card press. That is, when the communication between the two parties is not smooth, the software "accounts" first. When the security verification can be performed normally, it will be sent to the server for comparison and deduction.
3. No bank accounts
before WeChat and Alipay transactions, they must first bind a bank account for your own. Behind your payment is actually WeChat and Alipay deducted from your card in real time, and then execute related transactions. It's just that all this is automatically carried out, and we don't know how to know it.
but the central bank's DC/EP is different. It does not need to apply for a bank account, as long as you register a digital wallet belonging to your own. This is also a very important difference with WeChat and Alipay.
4. Different settlement subjects
. Different from WeChat and Alipay, DC/EP is a digital currency in the future statutory circulation of the country, so its settlement subject is the Chinese people Bank (central bank). And WeChat and Alipay are just an electronic improvement of the current RMB settlement method. The main body of the payment settlement is commercial banks
It, as our cash must be put in the wallet, and the digital currency must have one "Container" to accommodate it, this is -digital wallet.
The people who have played Bitcoin are no stranger to the concept of digital wallets. You can fully understand it as a mobile app. After registering through personal information, this wallet has uniqueness and belongs to you for life.
Although there are few explanations of digital wallets in the central bank, from the screenshot of the current leaked, at least it will include "code payment", "remittance", "receivable payment", "touch one by one Several functions are similar to NFC's near -field payment function).
The users can easily exchange bank funds to digital RMB. The digital currency you exchanged will display the source bank so that users can manage the capital trend. From the perspective of operation, it is at least close to the current WeChat or Alipay.