wholesale beads wholesale jewelry making supplies in bulk What is the simple point of view and how to consume.
5 thoughts on “wholesale beads wholesale jewelry making supplies in bulk What is a credit card”
Leave a Comment
You must be logged in to post a comment.
unique wholesale jewelry louisiana Various credit card credit cards (English: Credit Card) is a way to pay non -cash transactions and is a simple credit service. Credit cards are generally 85.60 mm long, 53.98 mm wide, 1 mm thick, and 1 mm thick (the size is defined by the files of the ISO 7810 and 7816 series). When the cardholders do not need to pay cash when they consume credit cards, they will repay the date when the account is settled. Except for some credit cards combined with financial cards, the general credit card is different from debit cards and withdrawal cards. The credit card will not deduct funds directly by the user's account.
Af use of us
This application
Most of the cases, citizens who have complete civil behavior (in mainland China who are 18 years old), and have a certain source of direct economic sources, Or if you do not have a direct economic source, you can apply for a credit card from the card issuing. Sometimes the legal person can also be used as an applicant. The application method is generally to fill in the credit card application form and submit a copy of a copy and certificate to issue a card. The application form is accompanied by a contract with a credit card, the applicant authorizes the card issuing bank or the relevant department to investigate its relevant information, as well as a statement that submits the authenticity of the information, the privacy protection policy for the issuing bank, etc., and the applicant must sign the signature of the applicant.
Inned card
It because the credit card application is passed by mail, the card is sent by mail and other methods, so it cannot guarantee that the receiver is the applicant. In order to allow applicants and banks to be removed from stolen brushes, the credit card set up a card opening process before officially enabled. The card opening is mainly to check the relevant personal information provided during the application through telephone or network, and complete the card opening program after compliance. At this time, the applicant becomes a card holder and can be officially started after signing behind the card.
issued
. Generally, banks will examine the applicant's multiple information and economic situations based on the application materials to determine whether to issue a credit card to the applicant. The factors considering are the past credit records of the applicant, the assets, and occupational characteristics of the applicant's known. The specific factors and processes of the card issuance review are commercial secrets, and it is generally difficult to understand the outside world. The standards of various card issuers are not the same. Therefore, the same material may have different credit quotas, different types of credit cards in different banks, and even the types of credit cards. Essence
The recognition
The on the credit card surface at least the following information:
positive: issuing card name and logo, credit card (organization logo), holographic anti -counterfeiting mark, card number , English or Pinyin's name, opening date (generally calculated to month), valid date (generally calculated to month), the newly issued card has a chip on the front of the card.
The back: card magnetic stripe, cardholder signature column (must sign after enrolling), service hotline, card number at the end of the card number or all card numbers (prevention of being used), credit card security code (signature on the back of the credit card back (signature on the back of the credit card On the column, follow the three digits behind the four -digit number at the end of the card number, for television, telephone and online transactions, etc.).
The use of
The credit cartoon is usually limited to the cardholder's own use, and the use of other people is generally violated with the contract.
POS machine brush card
This card on POS machine is currently the most common way of credit card use and is a way to swipe a network. When swiping the card, the operator should first check the validity period of the credit card and the cardholder's surname. Then, choose the corresponding POS machine according to the card issuer and the currency types that need to be paid, and draw the magnetic bar of the magnetic bar credit card on the POS machine, or insert the chip -type credit card into the card slot, connect the bank and other payment gateways, enter the corresponding amount, and enter the corresponding amount Essence After the remote payment gateway accepts the information, POS opportunities to get the receipt of the card payment (at least two couplets). The cardholder checks the information on the payment receipt after the payment receipt should be signed here. After the operator checks the signature on the receipt and the signature behind the credit card (including the name is completely consistent with the handwriting), the cardholder of the credit card and credit card payment receipt will be completed. At this point, the card swiping program on the POS machine is completed.
RFID machine shooting card
This on the RFID machine. Use card induction is a new type of credit card usage, and it is also a kind of networking method. When shooting the card, the operator should first check the validity period of the credit card and the cardholder's surname. Then, according to the card issuer and the currency types that need to be paid, choose the corresponding card machine, enter the corresponding amount, and place the credit card flat above the sensor where there are not more than 10cm. After the RFID machine is induced to the credit card, the signal sound will be issued, and then the program will continue. After the remote payment gateway accepts the information, the printer (such as connecting) will issue a receipt of the card payment. Faster and more convenient than ever. At this point, the sensing program on the RFID machine is completed.
mart presses
mart pressing orders are usually used without POS machines or cannot be connected to the Internet. There must be a "direct signing order" (at least two universities) and telephones with pressure -sensitive and re -writing operations. The inspection work before the single is the same as the POS machine. Then, the operator uses the credit card to print the raised card number, name, etc. on the credit card to the signing bill, and write the amount, date and other information, and then call the receipt bank to authorize the special line to report the card information application authorization authorization , And write the obtained authorization code on the signing form, and then the cardholder confirms that it is signed without error. After the operator checks the signature, the credit card and one -purchase order are assigned to the cardholder. At this point, the hand -pressed single program is completed. The authorization phone is usually dial immediately. In areas with poor communication or good credit style, they will be delivered to the merchant card customer when signing the goods to complete the transaction after signing. The authorization will be completed in the future, but the merchants have risks to encounter credit card fraud (if the customer uses an invalid card to pay, it will not be found immediately without applying for the authorization code).
It network payment
From the perspective of the cardholder, network payment is considered to be the largest risk of credit cards, because people who do not have good intentions may use network fishing and eavesdropping online information. , Counterfeit payment gateway and other means stealing user information. When paying the network, you need to enter the card number, the validity period of the credit card, the digital whiskey CVV2 yard/Master Dada CVC2, the online transaction password of the numerals next to the signature column of the card back, and sometimes you need to enter the name, the verification code randomly generated by the webpage. After the input is completed, click Submit to complete the network payment.
TV, telephone transaction
is similar to the network payment. It requires card number, validity period, Test CVV2 yard/MasterCard CVC2 and other information.
Pre -authorization
The pre -authorization is generally used to pay deposits, that is, freezing the available amount of some credit cards as a deposit. The process of pre -authorization and manual pressing order is similar, but the content of the phone is to require the corresponding amount, not to pay or press the bill, and only need to issue a certificate of receiving the deposit. Generally pre -authorization will be canceled by merchants at the checkout. If the merchant forgets to cancel, he can call the merchant to cancel, and call the authorized agency to cancel. Alternatively, wait for the bank to automatically cancel the pre -authorization (usually ranging from 7 to 30 days).
The charge
annual fee or monthly fee (After the new card is received, it does not consume the card, does not charge the annual fee (2009-06-01) Will start a cumulative annual fee.
Circtering credit interest (take Taiwan as an example, the statutory annual interest limit is 20%)
This cash handling fees
The liquidated damages
swipe cards Fee fees (usually paid by credit Carter about stores: a few stores will ask consumers to bear another fee, commonly known as swiping card plus 7%)
The rapid development of science and technology, the mechanism of credit cards after consumption before consumption, the security issues they face are becoming more and more serious, and major international credit card groups and global card financial institutions are facing severe challenges. The security issues of credit cards are mainly divided into the following five major. Aspect:
Credit card: Criminals or criminal groups are impersonating a positive card consumption with fake or waste cards (expired/lost/tape damage ..., etc.) Cardman: Poor card custody/improper processing (expired/tape failure credit card has not been saved, or it is not immediately invalidated), and personal identity information is unintentionally stolen or fraudulent. Easily provide personal identity information, it is best not to entrust others to get credit cards on behalf of others.
Consumer merchants: Service personnel are overwhelming in the cardholders' consumption process, or stealing their credit card information to other merchants consumption. Merchants or online virtual merchants may happen.
In issuing institutions: The computer system is maliciously invaded, stealing the basic/transaction information of customers. N trading system and mechanism: As long as it is made or scripture made by humans, it is inevitable to make artificial mistakes and negligence; no matter how rigorously trading mechanisms, in conjunction with the world -class trading system from confirmation to settlement, there is still the possibility of invading, and the so -called so -called The "invasion" also has a level difference.
A security issues:
In June 2005, a credit card information processing center of Card Systems SOLUTIONS, Inc. The account number and validity information of the account have been maliciously intercepted by hackers. The credit card brands involved include whiskey, Mastercard, and American Express. Outsourcing manufacturers, located in Tucson Arizona, Arizona, USA, are responsible for handling about 105,000 small and medium -sized enterprises in the United States. Credit card contains polyvinyl chloride (PVC glue), and polyvison B Anene is harmful to biological health and pollution environment. Polyethyl chloride releases out -of -leakage harmful additives. Incinerial polyvinyl chloride also produces carcinogenic two evil English/Dioxin.
MOM
Credit card sales are necessary to do if you do not intend to continue to use. If there is no account, the bank will charge the annual fee of credit cards annually.
It without an overdraft in the card, you can apply for accounting at any time. The account sales costs are different in each bank, especially after the card is lost, and the cost is more. The bank has to collect 50 yuan and lose money.
If your card is not expired, you need to apply first, and then go to the bank to apply for a sales account after a certain day;
It if the card has passed the validity period and the account balance is zero, then you can go directly to the designated bank. Outlets go through the account sales procedures.
Is when selling accounts, you should bring the original and card of the valid ID. If you are not convenient to go through the account sales procedures, you can handle it on behalf of others. The agent needs to hold the attorney written by the client (himself) to carry the original account sales business of the original ID.
It if your card is not expired when the credit card is sold, some banks stipulate that you need to go to the designated outlet to handle the card collection business. This is mainly because if the cardholder has done a hand -made card transaction before the account sells, the merchant has not handled the card to the bank to the bank when the account was sold, and the cardholder has already sold the account, so that the bank cannot liquidate normally ; On the other hand, if the cardholder consumes or cash out abroad, it may be possible to liquidate in a few days. If the account sells immediately, it will also affect the normal liquidation of the bank.
Is when selling accounts, you should bring the original and card of the valid ID. If you are not convenient to go through the account sales procedures, you can handle it on behalf of others. The agent needs to hold the attorney written by the client (himself) to carry the original account sales business of the original ID.
[Credit card -related dates]
The trading day -the date of the card holder's actual card transaction.
The accounting date -also known as the account date, refers to the card issuer after the cardholder uses the card, the card issuance bank will record the transaction payment on the date of its credit card account, or the card issuance bank will record the relevant expenses in accordance with the relevant agreement in accordance with the relevant agreement. Date of credit card account.
Beding day -the billing date refers to the card issuing banks regularly to summarize the cardholders' credit card accounts of the cardholder every month as the transactions and expenses that they occur. The date of repayment.
The repayment date -the cardholder actually repaid the date of repay the credit card account from the bank.
Mereal repayment period -The date from the bank's accounting date to the expiration date is the interest -free period. The interest -free repayment period is the shortest 20 days, and the maximum 50 days. During this period, as long as you pay back the amount on the billing bill in full, you do not have to pay any non -cash transactions to the interest of the bank's cushion to the store's funds (pre -cash will not enjoy interest -free discounts).
Caping date -the cardholder prescribed by the card issuance bank should repay the last date of all its repayment or minimum repayment amount.
. For example, the monthly bill of credit cards from 200**month* 1) monthly 27th, for example, from August 28, 2008 to September 27, 2008 During the period (September 23), the goods were purchased. Then, the trading day was September 23, 2008, and the accounting date of the general credit card was September 23, 2008. (Different rows), if it is repaid on September 25, then September 25, 2008 is the repayment date, and the due repayment date is October 17, 2008 (assuming the extension of the payment period is 20 days, September September The 27th plus 20 days was October 17).
In the longest repayment period (50 days), you can choose to shop on August 29, 2008
wholesale nickel free jewelry Credit Card is a way to pay non -cash transactions and is a simple credit service. Credit cards are generally 85.60 mm long, 53.98 mm wide, 1 mm thick, and 1 mm thick (the size is defined by the files of the ISO 7810 and 7816 series). When the cardholders do not need to pay cash when they consume credit cards, they will repay the date when the account is settled. Except for some credit cards combined with financial cards, the general credit card is different from debit cards and withdrawal cards. The credit card will not deduct funds directly by the user's account.
mailing installment: Credit card mail order installment is a card holding customers who purchase some kind of goods at the designated merchants at the card issuer, apply for average amount of the purchased product purchased to the purchase product by the phone, fax, the Internet, and mailing. Divided into several periods, the cardholder's repayment of the monthly repayment within the agreed period. After the card issuance is reviewed and approved, the merchant will deliver the card to the cardholder to come in advance on time.
Coufe staging: Credit card merchant installment is also called mall installment (a shopping mall is composed of many merchants). Also known as POS staging. That is, after shopping in a shopping mall with a cooperative relationship with the card issuer, the cardholder stated to the salesperson that the consumption required installment payment in installments, and after selecting the installment period, the salesperson would swipe the card on the special POS machine to consume in advance in advance. Essence The cardholder is paid on a schedule according to the billing amount after the staging, until the total amount of the period is clear.
Consumption installment: Credit card consumption installment refers to the cardholder after swiping the card consumption, if the single consumption amount reaches the minimum consumption amount stipulated by the bank, the cardholder can apply to the bank to split the consumption into several times and pay it back. For the bank, the bank will divide the consumption into a credit card account that is included in the cardholder multiple times.
Beding installment: Credit card bill installment means that the cardholder will submit a installment consumption method to the issuing bank to the issuing bank through telephone and other methods before swiping the card and before the repayment date.
college jewelry wholesale Credit Card is a way to pay non -cash transactions and is a simple credit service. The banks or credit card companies send cardholders according to the user's credit and financial resources. When the cardholders consume the credit card, they do not need to pay cash when they consume it.
It to understand the authoritative details, you can connect Ke./view/8153?fr=ala0_1_1
wholesale distributor snap jewelry supplies Because the credit card has an overdraft function, that is to say, if there is no money in the card, you can swipe the card to shop, so not everyone can apply for a credit card, and the bank only uses the credit card to use them to use them with integrity. Take a look at whether you meet the requirements of the bank's credit card: 1. The age is between the age of 18 and 65; Natural persons with complete civil behavior (robots, plants, minors, and a certain degree of mental patients cannot be). If you have not yet met the conditions for applying for ordinary credit cards, you can apply for a subsidiary card through your parents and your spouse, and you must meet the following conditions: 1. Natural person with a complete civil behavior or restricting civil behavior. Auxiliary card applicants under 16 years of age must provide a copy of the household registration book when applying. In addition: Some cards can be applied for, it has some special requirements for cardholders. For example: CITIC Bank Magic Credit Card can only apply for two tips to teach you two successful applications to credit cards. A few years before the credit card has just been promoted, in order to grab the limited credit card market, various banks have expanded regardless of cost efficiency, although although although It has led to the great development of the entire credit card business, but it has also caused the good and bad of the cardholder of the credit card, which has caused many "sleep cards" and "Lao Lai cards", which has buried hidden dangers for the bank's bad debts. Now, with the enhancement of bank risk awareness and the increase in risk control, the approval of credit cards has become more and more stringent, especially for those who apply for credit cards or high -limit cards for the first time, many people have received bank refusal approvals for banks Reply, so how can you ensure that your application can be successfully approved? First, you must fully prepare a variety of asset certificates. Generally speaking, if you already have one or more credit cards and the repayment record is good, then no revenue or asset certificate is generally not required. You only need to copy the credit card that you already have when applying. Just send it (even if your credit card is not a card for the bank, because all banks can find your credit situation through the personal credit reporting system of the central bank, good consumer credit and repayment credit is the bank's most Views). If you are applying for a credit card for the first time, then because you have no consumer credit records, the bank mainly relies on your various income assets to decide whether to give you a card and the size of the credit limit. Generally speaking, if you are applying for a credit card for the first time, the amount will not be too high, unless you can provide sufficient asset certification, such as income certificate, housing property right certificate, mortgage purchase certificate, auto property right certificate, bank deposit certificate, or there are or available Price vouchers, etc. Of course, in addition to asset certificates, other certificates that can prove your personal ability will also help you get high -quota credit cards, such as academic certificates, technical level certificates, and other qualification certificates. Second, fill in the application form carefully. Generally speaking, the following aspects on the application form will affect the bank's credit evaluation score (the higher the credit score, the higher the chance of getting credit card approval, and the higher the amount): 1. Whether there is a fixed phone number in the city in this city Number (the fixed phone with the city indicates that your residence is stable, and it will increase the bank's credit evaluation score); 2. Whether you get married (the marriage is higher than the unmarried score); Household registration is higher than the score of foreign hukou); 4. Whether there are housing (there is a higher housing than no housing score, and self -occupation is higher than the same residence score with parents); 5. Education level (the higher the education level, the higher the score) 6. The nature of the work unit (the more stable the work unit is, the higher the score. For example, the scores of institutions and institutions, large state -owned enterprises, and the world's top 500 companies are relatively high, and unknown private enterprises and small foreign companies have lower scores) ; 7. Press (the higher the job, the higher the score. For example, the score of civil servants and company managers is higher than ordinary staff
The credit cards. If you meet these conditions, choose a bank to choose a bank.
nose jewelry wholesale Credit cards are like a double -edged sword, which can solve the temporary crisis of economic crisis. However, the purpose of issuing credit cards for banks is to make money. Credit card consumption is a way to pay non -cash transactions. There is no need to pay cash when consumption. Repayment. Once the time of repayment is exceeded, high interest will be charged, usually five thousandths of interest per day
n00:00 / 01: 1070% shortcut keys to describe space: Play / suspend ESC: Exit full screen ↑: increase volume 10% ↓: decreases by 10% → 5 seconds of fast advances ←: single fast retreat 5 seconds Press held up hold Here you can drag no longer appear in the player settings to reopen the small window shortcut key description