5 thoughts on “How to punish bank practitioners receiving fake money”
Tanya
First of all, the danger of fake banknotes should be explained to those who hold counterfeit banknotes, and then the counterfeit banknotes are handed over to the unit for processing. The financial institutions have one of the following behaviors, but if they have not yet constituted a crime, the People's Bank of China will warn and fines. At the same time, financial institutions are instructed to give corresponding discipline sanctions to relevant competent personnel and other direct responsible persons: (1) If you find fake coins without collection; (2) If the fake coins are not collected in accordance with the requirements of these Measures; (3) If it should be reported to the People's Bank of China and the public security organs without reporting; (4) Crossing or handling fake currency collected or fake coins that have been collected into the market. If the above behavior involves fake RMB, a fine of less than 50,000 yuan for financial institutions will be imposed; those involved in counterfeit foreign currency shall be fined by financial institutions below 1,000 yuan. Several special circumstances of selling, purchasing, and transportation of counterfeit currency if they are concerned about the crime of sale, purchasing, and transportation, but in daily life, there are some special circumstances around this crime. The analysis is as follows: 1. If you buy fake currency, use it to buy fake currency theory, and do not conclude two crimes of buying and holding counterfeit currency, but he must be punished with heavy punishment. 2, after selling and transporting counterfeit currency constitutes a crime, and at the same time, if other counterfeit currency is held for other reasons, the crime of sale, transportation of counterfeit currency and illegal holding counterfeit currency is punished and punished. 3, amount: sold, purchase fake currency or know that it is a fake coin, and the total amount is less than 4,000 yuan or more, less than 50,000 yuan, the amount is large, it is imprisoned or detained for less than three years, and 20,000 yuan is 20,000 yuan The above more than 200,000 yuan is fine; the total amount of less than 50,000 yuan is less than 200,000 yuan, which is a huge amount. For more than 200,000 yuan, the amount is particularly huge, and it is fined or confiscated property of 50,000 yuan or less than 500,000 yuan. This expansion information: The identification of the authenticity of RMB banknotes, usually the method of "one -seeing, two touch, three listening, four tests" method: to see: 1. Watermark: The fifth set of RMB vouchers The fixed watermark of each banknote is located on the blank space on the left side of the front of each bank's banknote. The fixed watermark of 100 yuan and 50 yuan banknotes is Mao Zedong's avatar pattern. The fixed watermark of 20 yuan, 10 yuan, and 5 yuan banknotes is a flower pattern. 2, look at the safety line: The fifth set of RMB banknotes is left to the middle of the front of each ticket, and there is a safety line. The safety line of 100 yuan and 50 yuan banknotes, greeted by light, can see the tiny text of the miniature text "RMB100" and "RMB50". The instrument detection is magnetic; 20 yuan banknotes, welcoming the perspective, is a bright and dark phase, which is a bright and dark phase. It is a bright and dark phase. Safety line, 10 yuan and 5 yuan banknote security line is a holographic magnetic open window -type security line, that is, the security line is locally buried in paper, and the local nudity is exposed on the paper. The holographic pattern consisting of "￥ 5" is magnetic. 3, look at the light and ink: 50 yuan light ink printing The fifth set of RMB 100 and 50 yuan voucher on the bottom left of the 50 yuan voucher uses light ink printing. When the vertical observation ticket is tilted to a certain angle, the denomination number of the 100 yuan voucher will change from green to blue; the amount of noodles of the 50 yuan voucher will change from gold to green. 4, whether the pattern of the ticket is clear, whether the color is bright, and whether the docking pattern can be connected. The fifth set of Renminbi banks complement the printing patterns in 100 yuan, 50 yuan and 10 yuan vouchers. These three vouchers are printed on the lower left and lower right side of the back. Gellying through the light, the two patterns are accurately connected, and the combination is combined into a complete ancient coin pattern. 5. Use more than 5 times to magnify the mirror to observe the ticket surface to see whether the pattern lines and miniature text are clear and clean. In the fifth set of RMB banknotes, each of the positive printing patterns are printed with minimum text, and the back of the 20 yuan banknotes also has this anti -counterfeiting measure. 100 yuan micro -scaled text is "RMB" and "RMB100"; 50 yuan is "50" and "RMB50"; 20 yuan is "RMB20"; 10 yuan is "RMB10" 5 yuan is "RMB5" and "5". two touch: 1, touching portrait, blind text point, the People's Bank of China, whether there is a bumpy feeling. In the fifth set of RMB banknotes, each of the positive printing patterns are printed with minimum text, and the back of the 20 yuan banknotes also has this anti -counterfeiting measure. 100 yuan micro -scaled text is "RMB" and "RMB100"; 50 yuan is "50" and "RMB50"; 20 yuan is "RMB20"; 10 yuan is "RMB10" 5 yuan is "RMB5" and "5". The two touch: 2. Whether the banknotes are thin and thick, and the restraint is good. In three listening: , it makes a sound by shaking banknotes to distinguish the authenticity of the renminbi according to the sound. The paper of the RMB has the characteristics of stiff, folding, and not easy to tear. Holding banknotes shake hard, fingers lightly, or two -handed and one -handed gently, you can hear a crisp and loud sound. four measurements: Misoned tools and dedicated instruments to distinguish the authenticity of the renminbi. If you can observe the definition of lines, glue, concave printing microcomposter text, etc. with the help of a magnifying glass; to illuminate the ticket surface with ultraviolet lights, you can observe the fluorescent reflection of the banknote paper and ink; the magnetic detector can detect the magneticity of the black horizontal number.
If financial institutions have one of the following behaviors, but those who have not yet constituted a crime, the People's Bank of China was given warning and fines. At the same time, the financial institutions were instructed to give corresponding discipline sanctions to relevant competent personnel and other direct responsible persons: (1) Discovery discovery If fake coins are not collected; (2) If you fail to collect fake coins in accordance with the requirements of these Measures; (3) Report to the People's Bank of China and public security organs without reporting; (4) Test or handle fake coins collected privately, or re -inflow the collection of counterfeit currency into the market. If the above behavior involves fake RMB, a fine of less than 50,000 yuan for financial institutions; if it involves counterfeit foreign currency, a fine of less than 1,000 yuan for financial institutions.
: (1) If you find fake coins and not collected; , Or restart the collection of counterfeit currency into the market. If the above behavior involves fake RMB, a fine of less than 50,000 yuan for financial institutions; if it involves counterfeit foreign currency, a fine of less than 1,000 yuan for financial institutions.
According to national laws, the bank will confiscate it, seal the fake banknote, and pay the seal in various places and notify the public security organs!
If the cashier finds fake coins when dealing with external business, it is directly confiscated. When the branch, when the same account uses multiple counterfeit banknotes or the same transaction, the branch office, the branch and the branch will call the police.
If the internal banknote collection into the warehouse, the counterfeit banknotes are found, the seal and the procedure are still confiscated. If there is a counterfeit banknote, it will be borne together.
but if there is a counterfeit banknote that exceeds the normal procedure of the cashier (fake banknotes that cannot be tested by the existing banknote test), the cashier is not investigated and reported to the branch immediately. The account of the counterfeit (if there is an account premise).
The bank discovered a 10 yuan fake money, confiscated, and stamp it on the counterfeit currency (leaving a mark); The loss, the unit was responsible for full responsibility. The due to the large number of counterfeit currency and not serious nature, the source of counterfeit currency is not tracked, ▲ and responsible for full responsibility, and there is no penalty. ---------------------------------------------------------------------------------------------- ------------------------------------------------ ---------- It is to see the internal bank: △ This situation appears inside the bank. The basic ability to identify fake money is stronger than outsiders. If you go out through this bank, it will affect the reputation of the Bank, and the problem will be big; The group bank has a system to follow, and the punishment is beyond debate. Unless there is no system clearly stipulated, then there is a problem with punishment?
First of all, the danger of fake banknotes should be explained to those who hold counterfeit banknotes, and then the counterfeit banknotes are handed over to the unit for processing.
The financial institutions have one of the following behaviors, but if they have not yet constituted a crime, the People's Bank of China will warn and fines. At the same time, financial institutions are instructed to give corresponding discipline sanctions to relevant competent personnel and other direct responsible persons:
(1) If you find fake coins without collection;
(2) If the fake coins are not collected in accordance with the requirements of these Measures;
(3) If it should be reported to the People's Bank of China and the public security organs without reporting;
(4) Crossing or handling fake currency collected or fake coins that have been collected into the market. If the above behavior involves fake RMB, a fine of less than 50,000 yuan for financial institutions will be imposed; those involved in counterfeit foreign currency shall be fined by financial institutions below 1,000 yuan. Several special circumstances of selling, purchasing, and transportation of counterfeit currency if they are concerned about the crime of sale, purchasing, and transportation, but in daily life, there are some special circumstances around this crime. The analysis is as follows:
1. If you buy fake currency, use it to buy fake currency theory, and do not conclude two crimes of buying and holding counterfeit currency, but he must be punished with heavy punishment.
2, after selling and transporting counterfeit currency constitutes a crime, and at the same time, if other counterfeit currency is held for other reasons, the crime of sale, transportation of counterfeit currency and illegal holding counterfeit currency is punished and punished.
3, amount: sold, purchase fake currency or know that it is a fake coin, and the total amount is less than 4,000 yuan or more, less than 50,000 yuan, the amount is large, it is imprisoned or detained for less than three years, and 20,000 yuan is 20,000 yuan The above more than 200,000 yuan is fine; the total amount of less than 50,000 yuan is less than 200,000 yuan, which is a huge amount. For more than 200,000 yuan, the amount is particularly huge, and it is fined or confiscated property of 50,000 yuan or less than 500,000 yuan.
This expansion information:
The identification of the authenticity of RMB banknotes, usually the method of "one -seeing, two touch, three listening, four tests" method:
to see:
1. Watermark: The fifth set of RMB vouchers The fixed watermark of each banknote is located on the blank space on the left side of the front of each bank's banknote. The fixed watermark of 100 yuan and 50 yuan banknotes is Mao Zedong's avatar pattern. The fixed watermark of 20 yuan, 10 yuan, and 5 yuan banknotes is a flower pattern.
2, look at the safety line: The fifth set of RMB banknotes is left to the middle of the front of each ticket, and there is a safety line. The safety line of 100 yuan and 50 yuan banknotes, greeted by light, can see the tiny text of the miniature text "RMB100" and "RMB50". The instrument detection is magnetic; 20 yuan banknotes, welcoming the perspective, is a bright and dark phase, which is a bright and dark phase. It is a bright and dark phase. Safety line, 10 yuan and 5 yuan banknote security line is a holographic magnetic open window -type security line, that is, the security line is locally buried in paper, and the local nudity is exposed on the paper. The holographic pattern consisting of "￥ 5" is magnetic.
3, look at the light and ink: 50 yuan light ink printing
The fifth set of RMB 100 and 50 yuan voucher on the bottom left of the 50 yuan voucher uses light ink printing. When the vertical observation ticket is tilted to a certain angle, the denomination number of the 100 yuan voucher will change from green to blue; the amount of noodles of the 50 yuan voucher will change from gold to green.
4, whether the pattern of the ticket is clear, whether the color is bright, and whether the docking pattern can be connected. The fifth set of Renminbi banks complement the printing patterns in 100 yuan, 50 yuan and 10 yuan vouchers. These three vouchers are printed on the lower left and lower right side of the back. Gellying through the light, the two patterns are accurately connected, and the combination is combined into a complete ancient coin pattern.
5. Use more than 5 times to magnify the mirror to observe the ticket surface to see whether the pattern lines and miniature text are clear and clean. In the fifth set of RMB banknotes, each of the positive printing patterns are printed with minimum text, and the back of the 20 yuan banknotes also has this anti -counterfeiting measure. 100 yuan micro -scaled text is "RMB" and "RMB100"; 50 yuan is "50" and "RMB50"; 20 yuan is "RMB20"; 10 yuan is "RMB10" 5 yuan is "RMB5" and "5".
two touch:
1, touching portrait, blind text point, the People's Bank of China, whether there is a bumpy feeling. In the fifth set of RMB banknotes, each of the positive printing patterns are printed with minimum text, and the back of the 20 yuan banknotes also has this anti -counterfeiting measure. 100 yuan micro -scaled text is "RMB" and "RMB100"; 50 yuan is "50" and "RMB50"; 20 yuan is "RMB20"; 10 yuan is "RMB10" 5 yuan is "RMB5" and "5".
The two touch: 2. Whether the banknotes are thin and thick, and the restraint is good.
In three listening:
, it makes a sound by shaking banknotes to distinguish the authenticity of the renminbi according to the sound. The paper of the RMB has the characteristics of stiff, folding, and not easy to tear. Holding banknotes shake hard, fingers lightly, or two -handed and one -handed gently, you can hear a crisp and loud sound.
four measurements:
Misoned tools and dedicated instruments to distinguish the authenticity of the renminbi. If you can observe the definition of lines, glue, concave printing microcomposter text, etc. with the help of a magnifying glass; to illuminate the ticket surface with ultraviolet lights, you can observe the fluorescent reflection of the banknote paper and ink; the magnetic detector can detect the magneticity of the black horizontal number.
If financial institutions have one of the following behaviors, but those who have not yet constituted a crime, the People's Bank of China was given warning and fines. At the same time, the financial institutions were instructed to give corresponding discipline sanctions to relevant competent personnel and other direct responsible persons:
(1) Discovery discovery If fake coins are not collected;
(2) If you fail to collect fake coins in accordance with the requirements of these Measures;
(3) Report to the People's Bank of China and public security organs without reporting;
(4) Test or handle fake coins collected privately, or re -inflow the collection of counterfeit currency into the market. If the above behavior involves fake RMB, a fine of less than 50,000 yuan for financial institutions; if it involves counterfeit foreign currency, a fine of less than 1,000 yuan for financial institutions.
: (1) If you find fake coins and not collected; , Or restart the collection of counterfeit currency into the market. If the above behavior involves fake RMB, a fine of less than 50,000 yuan for financial institutions; if it involves counterfeit foreign currency, a fine of less than 1,000 yuan for financial institutions.
According to national laws, the bank will confiscate it, seal the fake banknote, and pay the seal in various places and notify the public security organs!
If the cashier finds fake coins when dealing with external business, it is directly confiscated. When the branch, when the same account uses multiple counterfeit banknotes or the same transaction, the branch office, the branch and the branch will call the police.
If the internal banknote collection into the warehouse, the counterfeit banknotes are found, the seal and the procedure are still confiscated. If there is a counterfeit banknote, it will be borne together.
but if there is a counterfeit banknote that exceeds the normal procedure of the cashier (fake banknotes that cannot be tested by the existing banknote test), the cashier is not investigated and reported to the branch immediately. The account of the counterfeit (if there is an account premise).
The bank discovered a 10 yuan fake money, confiscated, and stamp it on the counterfeit currency (leaving a mark);
The loss, the unit was responsible for full responsibility.
The due to the large number of counterfeit currency and not serious nature, the source of counterfeit currency is not tracked, ▲ and responsible for full responsibility, and there is no penalty.
---------------------------------------------------------------------------------------------- ------------------------------------------------ ----------
It is to see the internal bank:
△ This situation appears inside the bank. The basic ability to identify fake money is stronger than outsiders. If you go out through this bank, it will affect the reputation of the Bank, and the problem will be big;
The group bank has a system to follow, and the punishment is beyond debate. Unless there is no system clearly stipulated, then there is a problem with punishment?