At present, my country's domestic gold investment channels are narrow, and there are very few varieties that can facilitate investment, resulting in limited understanding of the knowledge of gold in the public and scholars. Many ordinary citizens are urgent to invest in gold, but there are many misunderstandings. To this end, we must first grasp the following knowledge.
The gold products that ordinary people can usually see in China are mainly gold jewelry. But gold jewelry is not a good investment variety. Gold jewelry has aesthetic value. The additional costs paid by the purchase of gold jewelry itself are very high. The purchase price is large from the inherent value of the gold raw material. The profits of merchants and retailers were borne by the buyers when they finally arrived in the hands of buyers. When selling, this part of the cost is only borne by the buyer, so the actual transaction cost of the gold jewelry is very high. In addition, gold and silver jewelry will be worn to varying degrees in daily use. If the old silver jewelry is realized, the price will be discounted than the original weight.
. For example, the world's lowest price in 2001 at the lowest level of nearly 25 years, with an average price of $ 270/ounce. The price of gold jewelry at that time was about 90 yuan. When the dollar/ounce, the market price of gold jewelry is 125 yuan. Assuming to buy gold investment in that year, the investment yield should be 77.8%from the perspective of the price of gold raw materials (with reference to the US dollar). However, if investors buy gold jewelry, the lowest purchase price in 2001 was 85-95 yuan/gram. Generally, the highest repurchase price for the purchase of the old fund for the purchase of the old fund is not more than 110 yuan/gram. It can be seen that if investors invest in gold jewelry, even though the world's gold prices have risen so much, they will not be able to enjoy the income of gold rising. A large amount of investment income from investment jewelry gold will be consumed into various intermediate costs.
Q: Can the gold and silver commemorative coins invest?
The gold and silver commemorative coins in China. The design of gold and silver coins is high, the pattern is exquisite and rich, and the circulation is small, so it has high artistic characteristics. However, the sales price of all gold and silver commemorative coins in China is high compared to the premium level of gold and silver raw materials. Essence
The financial investment gold bars are the best gold investment physical varieties
For ordinary investors, the best gold investment variety is to directly purchase investment gold bars. Gold bar processing costs are low, and various additional expenses are not high. Standardized gold bars can be easily bought and sold around the world, and most countries and regions in the world do not levy transaction taxes on gold transactions. And gold is the world's 24 small stretching. It does not refer to the common commemorative gold bars and New Year's gold bars in the market. These gold bars belong to the "jewelry gold bars". Their price is much higher than the international gold market price, and it is troublesome to sell back. Therefore, before investing in gold bars, we must learn to identify "investment gold bars" and "jewelry gold bars".
The investment gold bars generally have two main characteristics:
. The price of gold bars is very close to the international gold market price (processing fee, exchange rate, and color reasons are not not due It may be completely consistent);
. The gold bars purchased by investors can be easily saved again. Financial investment gold bars are generally proposed by the gold seller to propose a transaction method for buying and selling prices. The closer the purchase price and selling price reported by the gold seller at the same time, the lower the transaction cost of the financial investment gold bars invested by gold investors.
Q: What channels are there in domestic spot gold purchases?
The custom -made gold bars, gold ingots and "small yellow croakers" of Shanghai Gold Exchange:
since its official opening on October 30, 2002 to the end of July 2004 , The Shanghai Gold Exchange has a total of 363.8 tons of gold, with a transaction value of nearly 37 billion yuan. As of the end of 2003, there were 108 members of the Shanghai Gold Exchange. In the first seven months of 2004, the gold transaction volume of the exchange was nearly doubled in the same period, indicating that the investment function of the market was strengthened.
The standardized transactions on the exchange, and transaction gold must meet the standards stipulated by the exchange. At present, the varieties of transactions are standard signs AU99 · 99, AU99 · 95, AU99 · 9 and AU99 · 5. The standard weight is 50 grams, 100 grams, 1 kg, 3 kg, 12.5 kg of gold bars, gold ingots and legal gold coins Essence The quotation unit of gold transactions is RMB / gram, the minimum trading unit of the gold ingot is a kilogram, and the minimum amount of goods in the gold ingot is 6 kg.
The Shanghai Gold Exchange trading business is limited by the "member system" and "transaction between corporate legal persons and corporate legal persons", and individuals have not been able to directly conduct gold trading on the exchange. The gold bar transaction launched by the Shanghai Gold Stock Exchange is facing the physical gold transaction of its member institutions. The Gold Exchange generates the domestic market gold price based on the quotation of the buyers and sellers, which is not completely consistent with the international gold price.
Comments and analysis: Enterprises and institutional investors purchase gold investment in China. Take the Shanghai Gold Exchange in China. Taking the 1 kg of gold bars trading of the Gold Exchange as an example, the current price per gram is calculated It costs a fee of more than 100,000 yuan, and the agency fee of 1,000 -thousandth is more than 150 yuan. Whether it is buying or selling, this cost investor must pay.
Per investors can conduct 50 grams of "small yellow croaker" physical gold transactions through the member unit of the Gold Exchange. First, sign a transaction agreement with the member company of the Gold Exchange. Full funds enter the gold transaction funds opened by the member unit; the agency quotes the investor (the price of the gold bar is floating at any time as the international gold price); investors determine whether to buy the gold bar and buy the amount according to the quotation; After the transaction, investors can choose whether to pick up the goods. If you need to pick up the goods, the agency company is responsible for the delivery procedures and the transaction is completed.
If according to the announcement of the Gold Exchange, investors can choose to transaction with the way of extracting physical gold or not with physical gold according to their needs. But once the gold bar is extracted, it is not allowed to enter the market and trading. The cost of 50 grams of gold bars will pay a certain amount of custody and inspection fees, and its cost will be slightly higher than the gold voucher -type trading.
The Gaisle physical gold bars sold on behalf of China Merchants Bank:
Gacele gold bars are a new type of gold launched by Gaosel gold and silver Co., Ltd. for domestic individual investors Investment tools are divided into three specifications: 2 ounces, 5 ounces and 10 ounces, and the content of gold is 99.99 %. The purchase and sale price of the Gaussor gold bars is based on the quotation of the London precious metal market. Refer to the latest price of the Shanghai Gold Exchange on the day of the Shanghai Gold Exchange, plus appropriate processing costs. Investors can buy and sell the Gaosel gold bars at China Merchants Bank's related business outlets based on the "Gausole Standard Gold Bar" published on the relevant newspapers and websites daily. At present, Beijing, Shanghai, Guangzhou, Chengdu and other places have the outlets of China Merchants Bank.
Comments and analysis: Compared with other gold physical purchase channels, the Gausole Gold Bar represented by China Merchants Bank is one of the physical gold investment varieties that are more suitable for individual investors.
The "golden treasure" business of Bank of China:
The golden treasure business launched by Bank of China is essentially "paper gold", the full name "paper gold", also known as "Booking Gold" is a kind of book virtual gold. The "paper gold" bought by the gold speculators can only be stored on the gold passbook without extraction. The "Golden Treasure" launched by the Bank of China uses the method of bookkeeping the gold -proof in the real thing, which is a "paper gold" investment for individuals.
Evaluation and analysis: "Golden Treasure" and "Gauise Gold Bar" are the same, mainly based on the gold price of the international market. Because of the "golden treasure" business, it cannot have real physical gold. Unlike the strategy of investing in "real gold", the purpose of investing in "paper gold" is to seek differences between trading. rnrn 商场黄金柜台销售的金条、金砖等：rnrn 普通投资者更常见的黄金买卖渠道就是普通商场中的各类贺岁金条、普通收藏金条、 Gold jewelry ornaments. In recent years, the New Year's gold bars are in a hot -selling state in the Spring Festival. The New Year's gold bars have four specifications of 400 grams, 200 grams, 100 grams, and 50 grams of 850 grams. In addition, 50 gold bars weigh 1 kg. The New Year's Gold Bar can also be realized in real time. Through the gold coin trading system, the daily real -time report price is implemented according to the international and Shanghai Gold Exchange's gold price.
Evaluation and analysis: The prices of such gold products are much higher than the gold price of the international market at that time. Generally speaking, because of the cost of processing costs, the price is higher than 10-20 yuan per gram of the international market.
The is high prices, but it is very convenient to buy. Generally, it is available in gold shops in cities. It is suitable for investors who do not open the "investment gold bars" business areas. At present, some gold bars sold in gold shops have four 9 9, but generally only this gold shop or its authorized agencies will admit that if other institutions are reached, it is necessary to re -identify the color and weight.
The gold physical investment method Summary conclusion:
What groups of investment in real gold are suitable for? If you are busy with your daily work, you do n’t have enough time to pay attention to the price fluctuations of world gold, unwilling to pursue the profit of short -term spreads, and have sufficient idle funds. It is best to invest in physical gold. After buying the gold bars, deposit gold into the bank safe for long -term investment.
The gold bars or BRICS purchased must be confirmed as financial investment gold bars, not "jewelry craft gold bars". Generally, craftsmanship gold bars can be purchased in small amounts for collection, but absolutely absolutely Not suitable for financial investment. Only financial investment gold bars are the best choice for investment in physical gold.
At present, my country's domestic gold investment channels are narrow, and there are very few varieties that can facilitate investment, resulting in limited understanding of the knowledge of gold in the public and scholars. Many ordinary citizens are urgent to invest in gold, but there are many misunderstandings. To this end, we must first grasp the following knowledge.
The gold products that ordinary people can usually see in China are mainly gold jewelry. But gold jewelry is not a good investment variety. Gold jewelry has aesthetic value. The additional costs paid by the purchase of gold jewelry itself are very high. The purchase price is large from the inherent value of the gold raw material. The profits of merchants and retailers were borne by the buyers when they finally arrived in the hands of buyers. When selling, this part of the cost is only borne by the buyer, so the actual transaction cost of the gold jewelry is very high. In addition, gold and silver jewelry will be worn to varying degrees in daily use. If the old silver jewelry is realized, the price will be discounted than the original weight.
. For example, the world's lowest price in 2001 at the lowest level of nearly 25 years, with an average price of $ 270/ounce. The price of gold jewelry at that time was about 90 yuan. When the dollar/ounce, the market price of gold jewelry is 125 yuan. Assuming to buy gold investment in that year, the investment yield should be 77.8%from the perspective of the price of gold raw materials (with reference to the US dollar). However, if investors buy gold jewelry, the lowest purchase price in 2001 was 85-95 yuan/gram. Generally, the highest repurchase price for the purchase of the old fund for the purchase of the old fund is not more than 110 yuan/gram. It can be seen that if investors invest in gold jewelry, even though the world's gold prices have risen so much, they will not be able to enjoy the income of gold rising. A large amount of investment income from investment jewelry gold will be consumed into various intermediate costs.
Q: Can the gold and silver commemorative coins invest?
The gold and silver commemorative coins in China. The design of gold and silver coins is high, the pattern is exquisite and rich, and the circulation is small, so it has high artistic characteristics. However, the sales price of all gold and silver commemorative coins in China is high compared to the premium level of gold and silver raw materials. Essence
The financial investment gold bars are the best gold investment physical varieties
For ordinary investors, the best gold investment variety is to directly purchase investment gold bars. Gold bar processing costs are low, and various additional expenses are not high. Standardized gold bars can be easily bought and sold around the world, and most countries and regions in the world do not levy transaction taxes on gold transactions. And gold is the world's 24 small stretching. It does not refer to the common commemorative gold bars and New Year's gold bars in the market. These gold bars belong to the "jewelry gold bars". Their price is much higher than the international gold market price, and it is troublesome to sell back. Therefore, before investing in gold bars, we must learn to identify "investment gold bars" and "jewelry gold bars".
The investment gold bars generally have two main characteristics:
. The price of gold bars is very close to the international gold market price (processing fee, exchange rate, and color reasons are not not due It may be completely consistent);
. The gold bars purchased by investors can be easily saved again. Financial investment gold bars are generally proposed by the gold seller to propose a transaction method for buying and selling prices. The closer the purchase price and selling price reported by the gold seller at the same time, the lower the transaction cost of the financial investment gold bars invested by gold investors.
Q: What channels are there in domestic spot gold purchases?
The custom -made gold bars, gold ingots and "small yellow croakers" of Shanghai Gold Exchange:
since its official opening on October 30, 2002 to the end of July 2004 , The Shanghai Gold Exchange has a total of 363.8 tons of gold, with a transaction value of nearly 37 billion yuan. As of the end of 2003, there were 108 members of the Shanghai Gold Exchange. In the first seven months of 2004, the gold transaction volume of the exchange was nearly doubled in the same period, indicating that the investment function of the market was strengthened.
The standardized transactions on the exchange, and transaction gold must meet the standards stipulated by the exchange. At present, the varieties of transactions are standard signs AU99 · 99, AU99 · 95, AU99 · 9 and AU99 · 5. The standard weight is 50 grams, 100 grams, 1 kg, 3 kg, 12.5 kg of gold bars, gold ingots and legal gold coins Essence The quotation unit of gold transactions is RMB / gram, the minimum trading unit of the gold ingot is a kilogram, and the minimum amount of goods in the gold ingot is 6 kg.
The Shanghai Gold Exchange trading business is limited by the "member system" and "transaction between corporate legal persons and corporate legal persons", and individuals have not been able to directly conduct gold trading on the exchange. The gold bar transaction launched by the Shanghai Gold Stock Exchange is facing the physical gold transaction of its member institutions. The Gold Exchange generates the domestic market gold price based on the quotation of the buyers and sellers, which is not completely consistent with the international gold price.
Comments and analysis: Enterprises and institutional investors purchase gold investment in China. Take the Shanghai Gold Exchange in China. Taking the 1 kg of gold bars trading of the Gold Exchange as an example, the current price per gram is calculated It costs a fee of more than 100,000 yuan, and the agency fee of 1,000 -thousandth is more than 150 yuan. Whether it is buying or selling, this cost investor must pay.
Per investors can conduct 50 grams of "small yellow croaker" physical gold transactions through the member unit of the Gold Exchange. First, sign a transaction agreement with the member company of the Gold Exchange. Full funds enter the gold transaction funds opened by the member unit; the agency quotes the investor (the price of the gold bar is floating at any time as the international gold price); investors determine whether to buy the gold bar and buy the amount according to the quotation; After the transaction, investors can choose whether to pick up the goods. If you need to pick up the goods, the agency company is responsible for the delivery procedures and the transaction is completed.
If according to the announcement of the Gold Exchange, investors can choose to transaction with the way of extracting physical gold or not with physical gold according to their needs. But once the gold bar is extracted, it is not allowed to enter the market and trading. The cost of 50 grams of gold bars will pay a certain amount of custody and inspection fees, and its cost will be slightly higher than the gold voucher -type trading.
The Gaisle physical gold bars sold on behalf of China Merchants Bank:
Gacele gold bars are a new type of gold launched by Gaosel gold and silver Co., Ltd. for domestic individual investors Investment tools are divided into three specifications: 2 ounces, 5 ounces and 10 ounces, and the content of gold is 99.99 %. The purchase and sale price of the Gaussor gold bars is based on the quotation of the London precious metal market. Refer to the latest price of the Shanghai Gold Exchange on the day of the Shanghai Gold Exchange, plus appropriate processing costs. Investors can buy and sell the Gaosel gold bars at China Merchants Bank's related business outlets based on the "Gausole Standard Gold Bar" published on the relevant newspapers and websites daily. At present, Beijing, Shanghai, Guangzhou, Chengdu and other places have the outlets of China Merchants Bank.
Comments and analysis: Compared with other gold physical purchase channels, the Gausole Gold Bar represented by China Merchants Bank is one of the physical gold investment varieties that are more suitable for individual investors.
The "golden treasure" business of Bank of China:
The golden treasure business launched by Bank of China is essentially "paper gold", the full name "paper gold", also known as "Booking Gold" is a kind of book virtual gold. The "paper gold" bought by the gold speculators can only be stored on the gold passbook without extraction. The "Golden Treasure" launched by the Bank of China uses the method of bookkeeping the gold -proof in the real thing, which is a "paper gold" investment for individuals.
Evaluation and analysis: "Golden Treasure" and "Gauise Gold Bar" are the same, mainly based on the gold price of the international market. Because of the "golden treasure" business, it cannot have real physical gold. Unlike the strategy of investing in "real gold", the purpose of investing in "paper gold" is to seek differences between trading. rnrn 商场黄金柜台销售的金条、金砖等：rnrn 普通投资者更常见的黄金买卖渠道就是普通商场中的各类贺岁金条、普通收藏金条、 Gold jewelry ornaments. In recent years, the New Year's gold bars are in a hot -selling state in the Spring Festival. The New Year's gold bars have four specifications of 400 grams, 200 grams, 100 grams, and 50 grams of 850 grams. In addition, 50 gold bars weigh 1 kg. The New Year's Gold Bar can also be realized in real time. Through the gold coin trading system, the daily real -time report price is implemented according to the international and Shanghai Gold Exchange's gold price.
Evaluation and analysis: The prices of such gold products are much higher than the gold price of the international market at that time. Generally speaking, because of the cost of processing costs, the price is higher than 10-20 yuan per gram of the international market.
The is high prices, but it is very convenient to buy. Generally, it is available in gold shops in cities. It is suitable for investors who do not open the "investment gold bars" business areas. At present, some gold bars sold in gold shops have four 9 9, but generally only this gold shop or its authorized agencies will admit that if other institutions are reached, it is necessary to re -identify the color and weight.
The gold physical investment method Summary conclusion:
What groups of investment in real gold are suitable for? If you are busy with your daily work, you do n’t have enough time to pay attention to the price fluctuations of world gold, unwilling to pursue the profit of short -term spreads, and have sufficient idle funds. It is best to invest in physical gold. After buying the gold bars, deposit gold into the bank safe for long -term investment.
The gold bars or BRICS purchased must be confirmed as financial investment gold bars, not "jewelry craft gold bars". Generally, craftsmanship gold bars can be purchased in small amounts for collection, but absolutely absolutely Not suitable for financial investment. Only financial investment gold bars are the best choice for investment in physical gold.
Jin Yi is good, I bought it in the online mall, and there are certificates to query
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