1 thought on “Opinions and suggestions for the development of the real estate industry”
Margie
Opinions and suggestions for the development of the real estate industry 1 Based on the plan and requirements of the company in the second half of the year of the 20xx year, in order to promote the steadily progress of the company's various tasks, to achieve the development goal of "building the company into a stronger comprehensive enterprise with strong strength" The current development status of the company, put forward some suggestions: . Increase the improvement of the comprehensive quality of the employee team Due to the large difference in the proportion of employees' age structure in the early days of our company, the number of post -80s employees accounted for the proportion of company employees proportion. , Lack of actual work experience, lack of external coordination capabilities, insufficient theoretical and actual combination, and not high work efficiency; business knowledge level and work ability cannot keep up with the needs of the company's rapid development. Therefore, I suggest to carry out some flexible and diverse ways to conduct some business knowledge, social etiquette and other aspects of the company's situation, laying the necessary basic knowledge and basic skills for employees, strengthen the business quality and management level of employees, improve employees' personal individuals Comprehensive capabilities such as strain, coordination, organization and creation. At the same time, some incentive mechanisms are adopted to stimulate the enthusiasm of employees' business learning and work, so that employees can firmly establish a learning concept with the times, improve work style, improve the quality of political ideology, establish good professional ethics, enhance their sense of career and responsibility, love love, love The dedication is dedicated, so that the behavioral specifications of employees are integrated with the company's corporate culture and complement each other. The realization of personal value and the improvement of the company's value will complement each other. . Actively carry out party building work The goal of "strengthen organizational construction, improve the quality of employees, serve the people, and promote various tasks". Implement the "Guidelines for Integrity", do a good job of employees 'study and education activities, raise employees' understanding of education activities, guide and urge party members and employees to be firm and conscious of the ruling party The work is developing in depth, strengthens the party's team building, and strengthens the construction of a clean government. The alarm bells are long and unremitting. The image of the tree and integrity, take the work style of truthfulness, pragmatic, down -to -earth work style, and complete the task of completing various goals and tasks, and create a new situation in various tasks. Opinions and suggestions for the development of the real estate industry. 2 last April 1 last year is my day. Time has passed and the years are like shuttle. In a blink of an eye, I have worked in the real estate company for a full year. Looking back at the past path, and overlooking the future journey, in the recklessness, I feel like I and my colleagues around them are like walkers, but the wind and dust are also singing all the way. Essence In the short time of the company's establishment less than two years, under the leadership of President Chen, many impressive results have been created: the development of the largest one -time planned area of ** City; The construction area reached 440,000 square meters, ranking first in the city; the development of a city -level civilized construction site at the development project is 100, and the city is the first in the city. It has passed the ISO9001/ISO14001 quality/environment dual system certification, becoming the first province's first dual system certification Real estate enterprises; small high -level design introduced China -duplex structure design, which is the first in the city ... performance is endless. of course, while thinking about the achievements, we should also think about some problems, because after all, the results belong to the past, and it can only be memories. Think about the problem on the "giant's shoulder". This has been a whole year since I entered the company, and I have deep feelings for the company. I am willing to pay attention to the company's growth like the children who follow myself. Now I will report my thoughts on the company. : About the label, this is what I should think about from my job. Under President Chen’s wise decision -making, attaching great importance, and careful guidance, the company has successfully established a dual system of quality/environment and passed certification review. Intersection The status quo is not optimistic. With the approval of the audit and the obtaining certificates, some departments will also put the system documents in the high cabinet. Loose, the records have remained cope, etc., there is only one word -busy, can you be busy for the reason? Besides, are you really busy? The key issue is that the degree of attention and consciousness, especially the ideological consciousness of the person in charge of the department, should strengthen their awareness education, such as adopting special training, leadership education, strengthening exchanges, organizing activities, and so on. About corporate culture. As President Chen said, an outstanding corporate culture of an enterprise can form a strong centripetal force and cohesion in an enterprise to enhance the core competitiveness of the enterprise. So how to further strengthen corporate culture construction? Corporate culture is a soft indicator, or even an invisible thing. Therefore, strengthening corporate culture construction cannot be measured by hard indicators. Can we take such measures: we can make such measures: Make more opportunities for mutual communication between employees, carry out some cultural, tour, sports, discussions and other activities. In addition, improving the quality of employees is also an important link for corporate culture construction. About corporate management. Enterprise management is a big concept. What I think here is only two issues: one is about the project- "why the connection and construction progress of various outdoor supporting projects in the community is always unsatisfactory after the house is completed. Every time I have to wait until the division of the room is urged and urged, can I never be fully completed before the outdoor supporting projects before the sub -room? "The other is about the division -" We often say that we must do it before the separation of the house. Full preparation, so how should we make full preparations to make various tasks in the division of the room methodically? "I think the key to these two issues is the same, that is, the overall planning should be strengthened (using the ISO standard standard Language is called "product implementation"). We can make a comprehensive planning in the beginning of the construction and the corresponding supporting projects of community houses and compile a detailed plan form (clarify the division of responsibilities, determine the bidding time, team entry time, project completion time, etc. ), And with the progress of engineering construction, strengthen the dynamic management of the plan, make good connection and coordination of the project, and ensure the implementation of the plan. The same is true for the division of houses. The difference is only the content of the planning. It is to first clarify the division process, and then make the planning according to the process. Preaching and so on. Good model copyright about communication. As long as people live in the world, they cannot do without communication, and people in the society understand each other from mutual trust. For an enterprise, communication is even more important. Our company's monthly work meeting should be said to provide a good communication opportunity for all employees. However, in order to better communicate, whether the company's leaders and the heads of various departments can have a work meeting every week, let everyone understand the company's development process at any time, and can master the work process of various departments of the company at any time, and coordinate the departments of various departments at any time, and coordinate the departments of various departments at any time. Working; of course, you can also consider various communication forms such as factory affairs or information notification. About funds. At present, the company has encountered difficulties in terms of funds. However, I think that although the land auction failed to do so, our land is still very tempting. It must have attracted the attention of the real estate industry in Hong Kong City. Win -win. The above five points are what you see. If there is something wrong, please see it. As a company employee, I can do my best for the company's development and expansion. This is the real me. Opinions and suggestions for the development of the real estate industry. The stable and healthy development of the real estate market is the guarantee of expanding the new city. Essence 1. Strengthen market supervision and ensure orderly development. It the administrative management of real estate development should be standardized, so that the real estate market in our district is standardized and legalized. First, we must strengthen real estate market management. Strengthen product management; strengthen pre -sale management of commercial housing and calculate the review without the real estate surveying and mapping department, real estate developers shall not sell (pre -pre -sale), and the trading center refuses to accept its application for applications; restricts speculative house purchase, curb malicious real estate, and coaxes house prices , So as not to rise and fall, maintain the stable development of the real estate market. Second, we must improve the relevant management regulations and systems. Including the provisions of demolition, property, real estate transactions, and intermediary management, the establishment of fair and fair market competition and housing consumption environment. Third, we must strengthen qualification management. The qualification approval system for real estate brokerage institutions management is implemented. It is necessary to obtain qualification approval for real estate brokerage business before receiving business licenses to engage in business; real estate agent must participate in training first, and can engage in real estate brokerage business after passing the examination; Institutions and practitioners can continue to work on regular inspection and review, otherwise they will stop business. Fourth, we must seriously deal with illegal and illegal acts in all aspects of real estate development and trading activities. Fifth, we must strengthen lease management. Express the hidden market for leasing, standardize house leasing behavior, and protect the legitimate rights and interests of both parties to the leasing parties. It is managed by housing management, industry and commerce, taxation, public security and other departments. 2. Establish and improve systems that are systematic and multi -level land operation planning systems. The total construction land structure, spatial layout, and use conditions, while controlling the total amount of construction land, should also be planned to meet the requirements of urban land management under the conditions of market economy. The planning system should have a variety of levels such as overall control, specific operations, and market regulation to achieve the organic combination of planning planning planning, land acquisition and reserve plan, land development plan, land supply plan, and land revenue distribution plan. There must also be a long -term, medium and annual land development plan. The long -term plan is a strategic plan. It mainly specifies the goals and basic strategies. The cycle is generally about 10 years; the mid -term plan is mainly based on the national economic and social development. The tasks and regulation measures of land operations are stipulated, and as a basis for the annual planning, its cycle is generally about 5 years; rolling adjustments should be made with the changes in the plan environment. In the preparation of the annual plan, we should pay attention to enhance its specific opeibility and regulation of the land market. For example, when real estate supply should be required, the plan should be adjusted to increase land supply. 3. Strengthen land supply management. First of all, we must do a good job of land storage, establish and improve the land acquisition and reserve system, strengthen the government's regulation and control of land supply. Through the preliminary development of land, it can reduce the cost of land development and help the planned land supply plan Sex, for temporary idle plots, through the early development and finishing, it also helps temporary rental and efficiently use existing land. Secondly, the "Sunshine Project" is implemented to maintain a reasonable land supply. The "Sunshine Project" of the Land mainly refers to adhering to the bidding and listing of operating land, and publicize the information of the land market, so that the entire process of the land market transaction is placed under regulatory supervision, thereby improving the market transparency and maintaining a fair competition market environment. Implementing the "Sunshine Project" of the Land will help to eliminate the rent -seeking activities related to the land, maintain the integrity and seriousness of government functions; help maintain the market order; it also helps protect developers in fair competition. Third, strengthen the work of supervision and investigation and punishment of illegal land use, and severely punish illegal acquisition of land use rights, violating relevant planning and land use plan development. 4. Establish and improve the real estate market information system and service system. Is to establish a real estate "supermarket" (trading center). It enables residentially to achieve a programmatic, diversified, efficient and fast circulation, and promote the comprehensive and active real estate market. The trading center has attracted the taxation, land, finance, notarization and other departments, as well as real estate development enterprises and brokerage organizations to provide "Consultation -Registration -Survey -Evaluation -Tax (Fee) -issue a certificate" one door " Office office, reduce service procedures, shorten the time of service, and improve the efficiency of service. Second, it is necessary to establish a real estate information release system, an early warning forecast system, and real estate credit files (including development enterprises, property enterprises, intermediary enterprises and employees credit files) to serve real estate and guide consumption. Third, we must cultivate intermediary companies. In order to facilitate the masses, to achieve the role of adjusting the vacancies, and to do its best, it is necessary to form and actively cultivate intermediary companies such as auction, home, guarantee, evaluation, and advertising. Do not hold the principle of "cultivating first, then take it", provide a good software and hardware environment for intermediary organizations, and coordinate with municipal industrial and commercial, taxation and other departments to maximize the exemption from various taxes and fees of intermediary companies. The establishment of guarantee Co., Ltd. will make a big breakthrough in personal home loans. Fourth, we must do a good job of property management. The introduction of "foreign housekeeper", enhanced the attractiveness of real estate marketing, introduced overseas service models, enabled the property to increase value, and gradually promote the star "steward" service. Fifth, we must do a good job of public opinion. In order to work in the real estate trading market, strengthen the role of public opinion, make full use of news media, and promote the update of residents' concepts through public media such as broadcasting, television, newspapers, etc., to view real estate from a new perspective, and to enhance self -protection awareness. Actively participate in the real estate market reform. 5. Based on the market, adjust the housing supply structure system to form "step consumption". In starting from the market, we focus on building three housing supply systems: commercial housing, affordable housing and low -rent housing, and increase the supply of high -priced supporting commercial housing. Optimize the supply structure, accelerate the construction of ordinary commercial and residential buildings, appropriately adjust the proportion of commercial housing, and meet the demand for multi -level housing consumption. After the step -level consumption system for the first -level market of housing, small units, ordinary commercial housing, apartments, and villas has been basically formed, it has basically been formed, and it will drive the linkage of step consumption and the first- and secondary markets. The good interaction of the second -hand housing market, thereby forming the "step consumption" of real estate to promote the consumption of the market for stock housing. By selling the old -fashioned new and old -fashioned new forms such as a variety of forms, the first -hand and second -hand are linked to promote the increase of multiple home buyers, entered the peak period of upgrading and replacement, and promoted a virtuous cycle of the market. 6. Establish brand awareness and build excellent real estate. First of all, shape The integrity enterprises, strengthen real estate quality supervision, and build superior real estate. Secondly, improve the construction of supporting facilities, create a high -quality living environment, strengthen property management, and build boutique real estate; establish an innovative concept, and create modern buildings. Furthermore, new materials, new equipment, and new technologies are used to build a house that conforms to the trend and suitable for consumers. Opinions and suggestions of the development of the real estate industry 4 In order to further promote the steady and healthy development of the real estate market in our city in accordance with the requirements of the national classification regulation and the policy of the city, the following comments have been proposed: 1. Strict implementation of the purchase restriction policy The strict implementation of the existing housing purchase restriction policy in our city, that is, 2 houses for household registration residents' households (including new commercial housing and second -hand housing, the same below). If the residents' families can provide a certificate of personal income tax or social insurance for more than 3 years before 5 years before the purchase of house purchase, one house is limited to one house. Families of non -resident residents in the city shall not purchase housing by paying for personal income tax or social insurance. The strict implementation of existing differentiated housing credit policies, that is, the family who purchase the first self -occupied home and has a house with 1 house and settle the corresponding home purchase loan, and apply for loans to purchase ordinary housing to improve the living conditions. , Regulations on the implementation of the minimum down payment ratio of 30%; for the resident families with a house with 1 house and the corresponding house purchase loan, in order to improve the living conditions to apply for commercial personal housing loans to purchase ordinary self -housing, the minimum down payment ratio shall not be lower than lower than less 70%. Continue to suspend the issuance of houses to purchase third and above housing loans. . Increase the supply of residential land Actively promote the structural reform of the supply side of the land and further increase the supply of land. Adjust the land supply structure, increase the proportion of residential land supply according to market demand, reasonably determine the scale of rental housing construction, and arrange it in the annual housing construction plan and housing land supply plan. When the land is publicly transferred, the land prices are effectively controlled by various methods such as competition construction and self -holding. . Strengthen the supervision of real estate development enterprises and intermediary agencies In the supervision of commercial housing prices, guide the development of enterprises rational pricing, continue to implement the pre -sale price of new commercial housing and the price guidance of the sales price of existing housing, and do not accept government prices The guidance items will not issue a pre -sale license or shall not apply for a transaction network signing. The real estate development projects that have obtained pre -sale permits or existing housing sales should be disclosed in one -time listings and sold them within 10 days. Sales; items that have not obtained pre -sale permits for commercial housing shall not be pre -sale, shall not be charged, or receive any money in disguise. Development companies must not adopt customers with concentrated opening, controlling housing, and intentional manufacturing housing tension atmosphere to promote consumers. It is not allowed to mislead consumers such as misleading housing prices to rise and appreciation, and prohibit false advertising publicity. The strict implementation of the relevant regulations of real estate intermediary management. Real estate brokerage agencies and real estate brokerage personnel should engage in real estate brokerage activities in accordance with the law. The intermediary services implement clearly prices. False information shall not be used for fraud, and other services and charges shall not be bundled. If 4. Serious investigation and punishment of illegal acts and regulations of the real estate market The joint special governance by the Municipal Housing and Urban -Rural Development Commission, the Land and Resources Planning Commission, the Municipal Development and Reform Commission, and the Industrial and Commercial Bureau to increase market supervision and law enforcement. Seriously investigate and deal with, severely crack down on development enterprises covering sale, accumulating houses, idle land, real estate brokerage agencies, information advertising service agencies to participate in illegal acts such as speculation, raising house prices, release of false housing and price information, and severely crack down on all kinds of transactions Fraud. The strict investigation of various types of housing fraudulent, and for providing false purchase information for fraudulent housing, no real estate registration is given; for commercial housing projects that avoid housing purchase measures Those who do not have the qualifications of house purchase shall terminate the contract with the buyer; the intermediary agencies who institute and assist the buyers forge the certification materials and deceive the qualifications of the house, or order to suspend business and rectify, and seriously handle relevant responsible persons. legal liability. . The financial risk of preventing and controlling the real estate market In the supervision of pre -sale funds for commercial housing to ensure that the project is used for engineering construction. Commercial banks and other financial institutions must strictly implement the Real Estate credit policy of the People's Bank of China and the CBRC, strictly strictly the authenticity, compliance of the mortgage business, and preventing and controlling financial risks. Real estate intermediaries are strictly prohibited from collecting out -of -site financial services such as housing funds, self -financing, self -guarantee, and establishment of capital pools. It is strictly forbidden to engage in financial leverage funding businesses such as down payment loans and crowdfunding housing, and severely rectify illegal fund -raising behavior in real estate transactions. Investment funds and bank credit funds are strictly prohibited to enter the real estate market in violation of regulations, and comprehensively investigate the development of loans, high leverage, and high debt to enterprises and strict supervision. 6. Strengthen housing security work Sto consistent implementation of the talent green card system, and establish and improve the high -level talent housing support mechanism. Further expand the coverage of public rental housing, and to raise a multi -channel urban middle -income housing difficult family, new employment -free housing workers, and public rental housing housing listings of foreign migrant workers who are employed in cities and towns, and gradually resolve their residential difficulties. Cultivate the development of the leasing market and actively promote the housing system of rent and purchase. Seven. Correctly guide public opinion The news media and online platforms should strengthen positive publicity and public opinion guidance, objectively report the real estate market situation, and stabilize market expectations. The behaviors of various institutions and individuals to use various public platforms to spread false news and manufacture and spread rumors shall be resolutely investigated and punished by public security, network information management, and market supervision departments. 8. Establish and improve the coordination mechanism of the real estate market regulation and control Senging the joint conference system for the real estate market management work, led by the Municipal Housing and Urban -Rural Development Commission, the Municipal Party Committee Propaganda Department, the Municipal Development Reform Commission, the Public Security Bureau, the Judicial Bureau, and the Judicial Bureau, and the Judicial Bureau, and the Judicial Bureau, and the Judicial Bureau, Finance Bureau, Human Resources and Social Security Bureau, Land and Land Planning Commission, Industry and Commerce Bureau, Statistics Bureau, Laisui Services Service Administration, Financial Bureau, National Taxation Bureau, Local Taxation Bureau, Guangzhou Housing Provident Fund Management Center, Guangdong Banking Regulatory Bureau, People's Bank of China The Guangzhou Branch and other units participated in each, and they were responsible for implementing various work measures. The city and the district strengthen the linkage. The district governments must implement the responsibility of territorial management and comprehensively supervise to ensure the stable and healthy development of the real estate market in our city. Opinions and suggestions for the development of the real estate industry 5 I. Analysis of problems in my country's real estate market The real estate industry has gone through a glorious stage of development. The current development of real estate is gradually stable. Adjusting the operating strategy is a problem that needs to be thought in the industry. The frequency of fluctuations in the real estate cycle in my country is reduced, and its volatility decreases. Detailed analysis: (1) The growth rate of sales area is lower than zero. Since the commercialization of real estate in my country, real estate has gone through the stage of rapid development. As the real estate industry is fatigue, the growth rate of its residential sales area has been maintained between 20%-30%. In the new situation, the growth rate of its residential sales area remains near zero. In some cities in coastal areas, this data has even dropped to negative values, which indicates that the development momentum of the real estate industry has gradually cooled, and its price has begun to stabilize. However, under the influence of the global financial crisis, the overall macroeconomic environment is sluggish, and real estate is affected by abnormal changes such as panic psychology, stock market, interest rate and exchange rate, and may have large instability changes. (2) The transaction volume nationwide atrophic. With the booming real estate industry, housing prices have also increased day by day. Against the background of the continuous rise in prices, people have a strong psychological to buy a house, and their trading volume has been significantly increased nationwide. The significant decline in transaction volume has occurred, and its decline has even reached more than 40%, which brings huge risks to real estate developers, but for real estate as a whole Opportunities for the development model of my country's real estate industry. (3) The cost of real estate is high. Real estate is a high -investment industry. Its main financing channels are stock markets and banks. Once the macroeconomic environment changes, the real estate industry will be greatly fluctuated. In terms of real estate financing, once housing prices tend to stabilize or price falls down The financial system will face a lot of risks. Although many people currently choose to borrow personal loans, this is a good asset repayment in real estate repayment. The current non -performing loan rate of four state -owned banks is only 1.5%, but real estate development Merchant loans have a high rate of adverse loans, and the development of the real estate industry is seriously dependent on the capital investment of openmen. Once real estate developers have a capital crisis, it is easy to drive banks to fall into trouble. . Thinking suggestions for the development of real estate in my country (1) Promote the stability of the real estate market and maintain stability of supply and demand. The real estate industry has gradually moved towards a state of balanced supply and demand relationship after glory development. Therefore, the next step is to promote the balance of supply and demand in the real estate market. In controlling the speed of real estate investment, ensuring that real estate development meets the laws of market demand. In order to make overall plans, we must make a reasonable transformation of urban buildings to improve real estate domestic demand. At the same time, the government must strengthen the optimization of the economic situation, drive the income growth of residents, and inject the driving force for real estate development; Reduce sales prices, reduce the pressure on people's house purchase, and ensure people's living rights. From the perspective of real estate supply, it is necessary to improve the project completion rate, make full use of vacant housing, standardize the development of the real estate market, and reasonably optimize the allocation of real estate resources. (2) Improve the market early warning mechanism. The development of the real estate industry must establish a sound early warning mechanism, which helps the government to understand the dynamics of the real estate industry in a timely manner, and introduce the corresponding macro adjustment policies. At present, governments at all levels in my country have established a corresponding early warning mechanism for real estate development, incorporating real estate into supervision In the system, the collected data is divided in detail. The establishment of the early warning mechanism should adopt a scientific calculation method, standardize the calculation method of the vacancy rate, and set the warning line reasonably. The two indicators of incremental vacancy rate and stock vacancy rate are combined to establish a dual indicator system for vacancy rates in order to fully reflect the state of vacancy. Generally speaking, the incremental vacancy rate directly reflects the control status of commercial housing, providing the corresponding market basis for real estate investment and development and adjustment. At the same time, this data also reflects the situation and shortage of social housing. Therefore, the management department must formulate and improve Early warning mechanism. (3) Deepen the reform of the financial system. The first is to develop the diversification of financing in the industry, ensure that the real estate fund chain will not break, and provide solid financial guarantees for the development of the real estate industry. At the same time, it is necessary to promote the implementation and use of various financial instruments such as residential guarantees and housing mortgage securitization to share mortgages to share mortgages. Risk; Furthermore, we must promote bank reform, based on the real estate industry development and reform bank, improve the management capabilities of the banking system, and control financial risks. Avoid bad capital into the real estate market chaos. Conclusion: With the progress of my country's economic development model, the real estate industry as the main industry of the national economy must meet the development needs of the market, establish the correct development concept, promote the stability of the real estate market, improve the market early warning mechanism, and deepen the reform of the financial system. Provide a healthy environment for the development of my country's real estate industry. Opinions and suggestions for the development of the real estate industry 6 As the urbanization process continues to accelerate and my country's economy has grown rapidly, my country's real estate industry is also developing rapidly, and it has become an important factor in driving economic growth. For details, please see the development strategy of my country's real estate industry below. The real estate industry is a highly correlation and comprehensive industry, and it is an important hub to connect the national economy industry. What are the problems of the current development of the real estate industry and how to achieve its sustainable development is the current new situation that is worthy of high attention, which is of great significance to develop my country's national economy, develop urban economy, and optimize the industrial structure. The earliest generation of real estate industry in our country was first in the late 19th century and early 20th century. (1994- Today). The at the end of 1991, there were only more than 4,000 real estate in my country. The number of development companies expanded sharply, which exacerbated the tense trend of land supply, and the price of land rose steadily. By the end of 1998, driven by the large -scale expansion of domestic demand investment policies, real estate companies reached 24,378 and 826,000 employees. By 2000, the employees of the national property management enterprises have exceeded 2 million. In the past five years, the average annual growth of real estate investment in my country has remained above 5%, and the proportion of real estate development investment in fixed asset investment has accounted for 12.7%-17.9%. At present, the annual value -added of the real estate and construction industry is 900 billion yuan, accounting for about 9%of GDP. With the continuous improvement of residents 'living standards and the rapid growth of the urban population, the demand for housing has increased rapidly, coupled with the rise in land prices and building materials, and the improvement of environmental and supporting facilities, housing consumption will become residents' residents in the long run. A hotspot of consumption. 1. The number of real estate companies is large, the scale is small, and the open capacity is low. Although the real estate industry in my country is not as chaotic as in the past, many real estate companies have begun to take shape, but the characteristics of relatively small, poor, and scattered have not fundamentally changed. Compliance. . The credit of real estate companies does not pay attention to the establishment of the brand. 3. The funds of real estate companies are weak and the risk of operation is high. The real estate market in my country has started a new round of rapid development after adjustment of 2008. Many experts and industry understanding believes that, driven by many favorable factors, the development prospects of the real estate industry are very good, but they have ignored the risks and sufferings existing. After analysis and thinking, the author found that the development of real estate in my country is mainly facing two major risks: the uncertainty of national policies and the lack of market demand. Chomo's macro policies will directly affect the development of the real estate industry. Because there are many uncertain factors in the internal and external environments of my country's market economy, the state's macro policies will often be adjusted accordingly, which brings uncertain difficulties and risks to the development of the real estate industry. 1. Fiscal policy uncertainty. The uncertainty in fiscal policy is mainly reflected in the continuous changes in tax policies. The tax policy of real estate transactions has undergone many changes from 1997 to the present. When real estate is overheating, it is necessary to support when the real estate market has just entered the adjustment period. Nor can it be insufficient. 2. Uncertainty of monetary policy. The uncertainty of monetary policy mainly comes from the changes in interest rates, the uncertainty of changes in the public market operation and legal deposit reserve ratio.
Opinions and suggestions for the development of the real estate industry 1 Based on the plan and requirements of the company in the second half of the year of the 20xx year, in order to promote the steadily progress of the company's various tasks, to achieve the development goal of "building the company into a stronger comprehensive enterprise with strong strength" The current development status of the company, put forward some suggestions:
. Increase the improvement of the comprehensive quality of the employee team
Due to the large difference in the proportion of employees' age structure in the early days of our company, the number of post -80s employees accounted for the proportion of company employees proportion. , Lack of actual work experience, lack of external coordination capabilities, insufficient theoretical and actual combination, and not high work efficiency; business knowledge level and work ability cannot keep up with the needs of the company's rapid development. Therefore, I suggest to carry out some flexible and diverse ways to conduct some business knowledge, social etiquette and other aspects of the company's situation, laying the necessary basic knowledge and basic skills for employees, strengthen the business quality and management level of employees, improve employees' personal individuals Comprehensive capabilities such as strain, coordination, organization and creation. At the same time, some incentive mechanisms are adopted to stimulate the enthusiasm of employees' business learning and work, so that employees can firmly establish a learning concept with the times, improve work style, improve the quality of political ideology, establish good professional ethics, enhance their sense of career and responsibility, love love, love The dedication is dedicated, so that the behavioral specifications of employees are integrated with the company's corporate culture and complement each other. The realization of personal value and the improvement of the company's value will complement each other.
. Actively carry out party building work
The goal of "strengthen organizational construction, improve the quality of employees, serve the people, and promote various tasks". Implement the "Guidelines for Integrity", do a good job of employees 'study and education activities, raise employees' understanding of education activities, guide and urge party members and employees to be firm and conscious of the ruling party
The work is developing in depth, strengthens the party's team building, and strengthens the construction of a clean government. The alarm bells are long and unremitting. The image of the tree and integrity, take the work style of truthfulness, pragmatic, down -to -earth work style, and complete the task of completing various goals and tasks, and create a new situation in various tasks.
Opinions and suggestions for the development of the real estate industry. 2 last April 1 last year is my day. Time has passed and the years are like shuttle. In a blink of an eye, I have worked in the real estate company for a full year. Looking back at the past path, and overlooking the future journey, in the recklessness, I feel like I and my colleagues around them are like walkers, but the wind and dust are also singing all the way. Essence
In the short time of the company's establishment less than two years, under the leadership of President Chen, many impressive results have been created: the development of the largest one -time planned area of ** City; The construction area reached 440,000 square meters, ranking first in the city; the development of a city -level civilized construction site at the development project is 100, and the city is the first in the city. It has passed the ISO9001/ISO14001 quality/environment dual system certification, becoming the first province's first dual system certification Real estate enterprises; small high -level design introduced China -duplex structure design, which is the first in the city ... performance is endless.
of course, while thinking about the achievements, we should also think about some problems, because after all, the results belong to the past, and it can only be memories. Think about the problem on the "giant's shoulder".
This has been a whole year since I entered the company, and I have deep feelings for the company. I am willing to pay attention to the company's growth like the children who follow myself. Now I will report my thoughts on the company. :
About the label, this is what I should think about from my job. Under President Chen’s wise decision -making, attaching great importance, and careful guidance, the company has successfully established a dual system of quality/environment and passed certification review. Intersection The status quo is not optimistic. With the approval of the audit and the obtaining certificates, some departments will also put the system documents in the high cabinet. Loose, the records have remained cope, etc., there is only one word -busy, can you be busy for the reason? Besides, are you really busy? The key issue is that the degree of attention and consciousness, especially the ideological consciousness of the person in charge of the department, should strengthen their awareness education, such as adopting special training, leadership education, strengthening exchanges, organizing activities, and so on.
About corporate culture. As President Chen said, an outstanding corporate culture of an enterprise can form a strong centripetal force and cohesion in an enterprise to enhance the core competitiveness of the enterprise. So how to further strengthen corporate culture construction? Corporate culture is a soft indicator, or even an invisible thing. Therefore, strengthening corporate culture construction cannot be measured by hard indicators. Can we take such measures: we can make such measures: Make more opportunities for mutual communication between employees, carry out some cultural, tour, sports, discussions and other activities. In addition, improving the quality of employees is also an important link for corporate culture construction.
About corporate management. Enterprise management is a big concept. What I think here is only two issues: one is about the project- "why the connection and construction progress of various outdoor supporting projects in the community is always unsatisfactory after the house is completed. Every time I have to wait until the division of the room is urged and urged, can I never be fully completed before the outdoor supporting projects before the sub -room? "The other is about the division -" We often say that we must do it before the separation of the house. Full preparation, so how should we make full preparations to make various tasks in the division of the room methodically? "I think the key to these two issues is the same, that is, the overall planning should be strengthened (using the ISO standard standard Language is called "product implementation"). We can make a comprehensive planning in the beginning of the construction and the corresponding supporting projects of community houses and compile a detailed plan form (clarify the division of responsibilities, determine the bidding time, team entry time, project completion time, etc. ), And with the progress of engineering construction, strengthen the dynamic management of the plan, make good connection and coordination of the project, and ensure the implementation of the plan. The same is true for the division of houses. The difference is only the content of the planning. It is to first clarify the division process, and then make the planning according to the process. Preaching and so on. Good model copyright
about communication. As long as people live in the world, they cannot do without communication, and people in the society understand each other from mutual trust. For an enterprise, communication is even more important. Our company's monthly work meeting should be said to provide a good communication opportunity for all employees. However, in order to better communicate, whether the company's leaders and the heads of various departments can have a work meeting every week, let everyone understand the company's development process at any time, and can master the work process of various departments of the company at any time, and coordinate the departments of various departments at any time, and coordinate the departments of various departments at any time. Working; of course, you can also consider various communication forms such as factory affairs or information notification.
About funds. At present, the company has encountered difficulties in terms of funds. However, I think that although the land auction failed to do so, our land is still very tempting. It must have attracted the attention of the real estate industry in Hong Kong City. Win -win.
The above five points are what you see. If there is something wrong, please see it. As a company employee, I can do my best for the company's development and expansion. This is the real me.
Opinions and suggestions for the development of the real estate industry. The stable and healthy development of the real estate market is the guarantee of expanding the new city. Essence
1. Strengthen market supervision and ensure orderly development.
It the administrative management of real estate development should be standardized, so that the real estate market in our district is standardized and legalized. First, we must strengthen real estate market management. Strengthen product management; strengthen pre -sale management of commercial housing and calculate the review without the real estate surveying and mapping department, real estate developers shall not sell (pre -pre -sale), and the trading center refuses to accept its application for applications; restricts speculative house purchase, curb malicious real estate, and coaxes house prices , So as not to rise and fall, maintain the stable development of the real estate market. Second, we must improve the relevant management regulations and systems. Including the provisions of demolition, property, real estate transactions, and intermediary management, the establishment of fair and fair market competition and housing consumption environment. Third, we must strengthen qualification management. The qualification approval system for real estate brokerage institutions management is implemented. It is necessary to obtain qualification approval for real estate brokerage business before receiving business licenses to engage in business; real estate agent must participate in training first, and can engage in real estate brokerage business after passing the examination; Institutions and practitioners can continue to work on regular inspection and review, otherwise they will stop business. Fourth, we must seriously deal with illegal and illegal acts in all aspects of real estate development and trading activities. Fifth, we must strengthen lease management. Express the hidden market for leasing, standardize house leasing behavior, and protect the legitimate rights and interests of both parties to the leasing parties. It is managed by housing management, industry and commerce, taxation, public security and other departments.
2. Establish and improve systems that are systematic and multi -level land operation planning systems.
The total construction land structure, spatial layout, and use conditions, while controlling the total amount of construction land, should also be planned to meet the requirements of urban land management under the conditions of market economy. The planning system should have a variety of levels such as overall control, specific operations, and market regulation to achieve the organic combination of planning planning planning, land acquisition and reserve plan, land development plan, land supply plan, and land revenue distribution plan. There must also be a long -term, medium and annual land development plan. The long -term plan is a strategic plan. It mainly specifies the goals and basic strategies. The cycle is generally about 10 years; the mid -term plan is mainly based on the national economic and social development. The tasks and regulation measures of land operations are stipulated, and as a basis for the annual planning, its cycle is generally about 5 years; rolling adjustments should be made with the changes in the plan environment. In the preparation of the annual plan, we should pay attention to enhance its specific opeibility and regulation of the land market. For example, when real estate supply should be required, the plan should be adjusted to increase land supply.
3. Strengthen land supply management.
First of all, we must do a good job of land storage, establish and improve the land acquisition and reserve system, strengthen the government's regulation and control of land supply. Through the preliminary development of land, it can reduce the cost of land development and help the planned land supply plan Sex, for temporary idle plots, through the early development and finishing, it also helps temporary rental and efficiently use existing land. Secondly, the "Sunshine Project" is implemented to maintain a reasonable land supply. The "Sunshine Project" of the Land mainly refers to adhering to the bidding and listing of operating land, and publicize the information of the land market, so that the entire process of the land market transaction is placed under regulatory supervision, thereby improving the market transparency and maintaining a fair competition market environment. Implementing the "Sunshine Project" of the Land will help to eliminate the rent -seeking activities related to the land, maintain the integrity and seriousness of government functions; help maintain the market order; it also helps protect developers in fair competition. Third, strengthen the work of supervision and investigation and punishment of illegal land use, and severely punish illegal acquisition of land use rights, violating relevant planning and land use plan development.
4. Establish and improve the real estate market information system and service system.
Is to establish a real estate "supermarket" (trading center). It enables residentially to achieve a programmatic, diversified, efficient and fast circulation, and promote the comprehensive and active real estate market. The trading center has attracted the taxation, land, finance, notarization and other departments, as well as real estate development enterprises and brokerage organizations to provide "Consultation -Registration -Survey -Evaluation -Tax (Fee) -issue a certificate" one door " Office office, reduce service procedures, shorten the time of service, and improve the efficiency of service. Second, it is necessary to establish a real estate information release system, an early warning forecast system, and real estate credit files (including development enterprises, property enterprises, intermediary enterprises and employees credit files) to serve real estate and guide consumption. Third, we must cultivate intermediary companies. In order to facilitate the masses, to achieve the role of adjusting the vacancies, and to do its best, it is necessary to form and actively cultivate intermediary companies such as auction, home, guarantee, evaluation, and advertising. Do not hold the principle of "cultivating first, then take it", provide a good software and hardware environment for intermediary organizations, and coordinate with municipal industrial and commercial, taxation and other departments to maximize the exemption from various taxes and fees of intermediary companies. The establishment of guarantee Co., Ltd. will make a big breakthrough in personal home loans. Fourth, we must do a good job of property management. The introduction of "foreign housekeeper", enhanced the attractiveness of real estate marketing, introduced overseas service models, enabled the property to increase value, and gradually promote the star "steward" service. Fifth, we must do a good job of public opinion. In order to work in the real estate trading market, strengthen the role of public opinion, make full use of news media, and promote the update of residents' concepts through public media such as broadcasting, television, newspapers, etc., to view real estate from a new perspective, and to enhance self -protection awareness. Actively participate in the real estate market reform.
5. Based on the market, adjust the housing supply structure system to form "step consumption".
In starting from the market, we focus on building three housing supply systems: commercial housing, affordable housing and low -rent housing, and increase the supply of high -priced supporting commercial housing. Optimize the supply structure, accelerate the construction of ordinary commercial and residential buildings, appropriately adjust the proportion of commercial housing, and meet the demand for multi -level housing consumption. After the step -level consumption system for the first -level market of housing, small units, ordinary commercial housing, apartments, and villas has been basically formed, it has basically been formed, and it will drive the linkage of step consumption and the first- and secondary markets. The good interaction of the second -hand housing market, thereby forming the "step consumption" of real estate to promote the consumption of the market for stock housing. By selling the old -fashioned new and old -fashioned new forms such as a variety of forms, the first -hand and second -hand are linked to promote the increase of multiple home buyers, entered the peak period of upgrading and replacement, and promoted a virtuous cycle of the market.
6. Establish brand awareness and build excellent real estate. First of all, shape
The integrity enterprises, strengthen real estate quality supervision, and build superior real estate. Secondly, improve the construction of supporting facilities, create a high -quality living environment, strengthen property management, and build boutique real estate; establish an innovative concept, and create modern buildings. Furthermore, new materials, new equipment, and new technologies are used to build a house that conforms to the trend and suitable for consumers.
Opinions and suggestions of the development of the real estate industry 4 In order to further promote the steady and healthy development of the real estate market in our city in accordance with the requirements of the national classification regulation and the policy of the city, the following comments have been proposed:
1. Strict implementation of the purchase restriction policy
The strict implementation of the existing housing purchase restriction policy in our city, that is, 2 houses for household registration residents' households (including new commercial housing and second -hand housing, the same below). If the residents' families can provide a certificate of personal income tax or social insurance for more than 3 years before 5 years before the purchase of house purchase, one house is limited to one house. Families of non -resident residents in the city shall not purchase housing by paying for personal income tax or social insurance.
The strict implementation of existing differentiated housing credit policies, that is, the family who purchase the first self -occupied home and has a house with 1 house and settle the corresponding home purchase loan, and apply for loans to purchase ordinary housing to improve the living conditions. , Regulations on the implementation of the minimum down payment ratio of 30%; for the resident families with a house with 1 house and the corresponding house purchase loan, in order to improve the living conditions to apply for commercial personal housing loans to purchase ordinary self -housing, the minimum down payment ratio shall not be lower than lower than less 70%. Continue to suspend the issuance of houses to purchase third and above housing loans.
. Increase the supply of residential land
Actively promote the structural reform of the supply side of the land and further increase the supply of land. Adjust the land supply structure, increase the proportion of residential land supply according to market demand, reasonably determine the scale of rental housing construction, and arrange it in the annual housing construction plan and housing land supply plan. When the land is publicly transferred, the land prices are effectively controlled by various methods such as competition construction and self -holding.
. Strengthen the supervision of real estate development enterprises and intermediary agencies
In the supervision of commercial housing prices, guide the development of enterprises rational pricing, continue to implement the pre -sale price of new commercial housing and the price guidance of the sales price of existing housing, and do not accept government prices The guidance items will not issue a pre -sale license or shall not apply for a transaction network signing.
The real estate development projects that have obtained pre -sale permits or existing housing sales should be disclosed in one -time listings and sold them within 10 days. Sales; items that have not obtained pre -sale permits for commercial housing shall not be pre -sale, shall not be charged, or receive any money in disguise. Development companies must not adopt customers with concentrated opening, controlling housing, and intentional manufacturing housing tension atmosphere to promote consumers. It is not allowed to mislead consumers such as misleading housing prices to rise and appreciation, and prohibit false advertising publicity.
The strict implementation of the relevant regulations of real estate intermediary management. Real estate brokerage agencies and real estate brokerage personnel should engage in real estate brokerage activities in accordance with the law. The intermediary services implement clearly prices. False information shall not be used for fraud, and other services and charges shall not be bundled.
If 4. Serious investigation and punishment of illegal acts and regulations of the real estate market
The joint special governance by the Municipal Housing and Urban -Rural Development Commission, the Land and Resources Planning Commission, the Municipal Development and Reform Commission, and the Industrial and Commercial Bureau to increase market supervision and law enforcement. Seriously investigate and deal with, severely crack down on development enterprises covering sale, accumulating houses, idle land, real estate brokerage agencies, information advertising service agencies to participate in illegal acts such as speculation, raising house prices, release of false housing and price information, and severely crack down on all kinds of transactions Fraud.
The strict investigation of various types of housing fraudulent, and for providing false purchase information for fraudulent housing, no real estate registration is given; for commercial housing projects that avoid housing purchase measures Those who do not have the qualifications of house purchase shall terminate the contract with the buyer; the intermediary agencies who institute and assist the buyers forge the certification materials and deceive the qualifications of the house, or order to suspend business and rectify, and seriously handle relevant responsible persons. legal liability.
. The financial risk of preventing and controlling the real estate market
In the supervision of pre -sale funds for commercial housing to ensure that the project is used for engineering construction. Commercial banks and other financial institutions must strictly implement the Real Estate credit policy of the People's Bank of China and the CBRC, strictly strictly the authenticity, compliance of the mortgage business, and preventing and controlling financial risks. Real estate intermediaries are strictly prohibited from collecting out -of -site financial services such as housing funds, self -financing, self -guarantee, and establishment of capital pools. It is strictly forbidden to engage in financial leverage funding businesses such as down payment loans and crowdfunding housing, and severely rectify illegal fund -raising behavior in real estate transactions. Investment funds and bank credit funds are strictly prohibited to enter the real estate market in violation of regulations, and comprehensively investigate the development of loans, high leverage, and high debt to enterprises and strict supervision.
6. Strengthen housing security work
Sto consistent implementation of the talent green card system, and establish and improve the high -level talent housing support mechanism. Further expand the coverage of public rental housing, and to raise a multi -channel urban middle -income housing difficult family, new employment -free housing workers, and public rental housing housing listings of foreign migrant workers who are employed in cities and towns, and gradually resolve their residential difficulties. Cultivate the development of the leasing market and actively promote the housing system of rent and purchase.
Seven. Correctly guide public opinion
The news media and online platforms should strengthen positive publicity and public opinion guidance, objectively report the real estate market situation, and stabilize market expectations. The behaviors of various institutions and individuals to use various public platforms to spread false news and manufacture and spread rumors shall be resolutely investigated and punished by public security, network information management, and market supervision departments.
8. Establish and improve the coordination mechanism of the real estate market regulation and control
Senging the joint conference system for the real estate market management work, led by the Municipal Housing and Urban -Rural Development Commission, the Municipal Party Committee Propaganda Department, the Municipal Development Reform Commission, the Public Security Bureau, the Judicial Bureau, and the Judicial Bureau, and the Judicial Bureau, and the Judicial Bureau, and the Judicial Bureau, Finance Bureau, Human Resources and Social Security Bureau, Land and Land Planning Commission, Industry and Commerce Bureau, Statistics Bureau, Laisui Services Service Administration, Financial Bureau, National Taxation Bureau, Local Taxation Bureau, Guangzhou Housing Provident Fund Management Center, Guangdong Banking Regulatory Bureau, People's Bank of China The Guangzhou Branch and other units participated in each, and they were responsible for implementing various work measures. The city and the district strengthen the linkage. The district governments must implement the responsibility of territorial management and comprehensively supervise to ensure the stable and healthy development of the real estate market in our city.
Opinions and suggestions for the development of the real estate industry 5 I. Analysis of problems in my country's real estate market
The real estate industry has gone through a glorious stage of development. The current development of real estate is gradually stable. Adjusting the operating strategy is a problem that needs to be thought in the industry. The frequency of fluctuations in the real estate cycle in my country is reduced, and its volatility decreases. Detailed analysis:
(1) The growth rate of sales area is lower than zero. Since the commercialization of real estate in my country, real estate has gone through the stage of rapid development. As the real estate industry is fatigue, the growth rate of its residential sales area has been maintained between 20%-30%. In the new situation, the growth rate of its residential sales area remains near zero. In some cities in coastal areas, this data has even dropped to negative values, which indicates that the development momentum of the real estate industry has gradually cooled, and its price has begun to stabilize. However, under the influence of the global financial crisis, the overall macroeconomic environment is sluggish, and real estate is affected by abnormal changes such as panic psychology, stock market, interest rate and exchange rate, and may have large instability changes.
(2) The transaction volume nationwide atrophic. With the booming real estate industry, housing prices have also increased day by day. Against the background of the continuous rise in prices, people have a strong psychological to buy a house, and their trading volume has been significantly increased nationwide. The significant decline in transaction volume has occurred, and its decline has even reached more than 40%, which brings huge risks to real estate developers, but for real estate as a whole Opportunities for the development model of my country's real estate industry.
(3) The cost of real estate is high. Real estate is a high -investment industry. Its main financing channels are stock markets and banks. Once the macroeconomic environment changes, the real estate industry will be greatly fluctuated. In terms of real estate financing, once housing prices tend to stabilize or price falls down The financial system will face a lot of risks. Although many people currently choose to borrow personal loans, this is a good asset repayment in real estate repayment. The current non -performing loan rate of four state -owned banks is only 1.5%, but real estate development Merchant loans have a high rate of adverse loans, and the development of the real estate industry is seriously dependent on the capital investment of openmen. Once real estate developers have a capital crisis, it is easy to drive banks to fall into trouble.
. Thinking suggestions for the development of real estate in my country
(1) Promote the stability of the real estate market and maintain stability of supply and demand. The real estate industry has gradually moved towards a state of balanced supply and demand relationship after glory development. Therefore, the next step is to promote the balance of supply and demand in the real estate market. In controlling the speed of real estate investment, ensuring that real estate development meets the laws of market demand. In order to make overall plans, we must make a reasonable transformation of urban buildings to improve real estate domestic demand. At the same time, the government must strengthen the optimization of the economic situation, drive the income growth of residents, and inject the driving force for real estate development; Reduce sales prices, reduce the pressure on people's house purchase, and ensure people's living rights. From the perspective of real estate supply, it is necessary to improve the project completion rate, make full use of vacant housing, standardize the development of the real estate market, and reasonably optimize the allocation of real estate resources.
(2) Improve the market early warning mechanism. The development of the real estate industry must establish a sound early warning mechanism, which helps the government to understand the dynamics of the real estate industry in a timely manner, and introduce the corresponding macro adjustment policies. At present, governments at all levels in my country have established a corresponding early warning mechanism for real estate development, incorporating real estate into supervision In the system, the collected data is divided in detail. The establishment of the early warning mechanism should adopt a scientific calculation method, standardize the calculation method of the vacancy rate, and set the warning line reasonably. The two indicators of incremental vacancy rate and stock vacancy rate are combined to establish a dual indicator system for vacancy rates in order to fully reflect the state of vacancy. Generally speaking, the incremental vacancy rate directly reflects the control status of commercial housing, providing the corresponding market basis for real estate investment and development and adjustment. At the same time, this data also reflects the situation and shortage of social housing. Therefore, the management department must formulate and improve Early warning mechanism.
(3) Deepen the reform of the financial system. The first is to develop the diversification of financing in the industry, ensure that the real estate fund chain will not break, and provide solid financial guarantees for the development of the real estate industry. At the same time, it is necessary to promote the implementation and use of various financial instruments such as residential guarantees and housing mortgage securitization to share mortgages to share mortgages. Risk; Furthermore, we must promote bank reform, based on the real estate industry development and reform bank, improve the management capabilities of the banking system, and control financial risks. Avoid bad capital into the real estate market chaos. Conclusion: With the progress of my country's economic development model, the real estate industry as the main industry of the national economy must meet the development needs of the market, establish the correct development concept, promote the stability of the real estate market, improve the market early warning mechanism, and deepen the reform of the financial system. Provide a healthy environment for the development of my country's real estate industry.
Opinions and suggestions for the development of the real estate industry 6 As the urbanization process continues to accelerate and my country's economy has grown rapidly, my country's real estate industry is also developing rapidly, and it has become an important factor in driving economic growth. For details, please see the development strategy of my country's real estate industry below.
The real estate industry is a highly correlation and comprehensive industry, and it is an important hub to connect the national economy industry. What are the problems of the current development of the real estate industry and how to achieve its sustainable development is the current new situation that is worthy of high attention, which is of great significance to develop my country's national economy, develop urban economy, and optimize the industrial structure.
The earliest generation of real estate industry in our country was first in the late 19th century and early 20th century. (1994- Today).
The at the end of 1991, there were only more than 4,000 real estate in my country. The number of development companies expanded sharply, which exacerbated the tense trend of land supply, and the price of land rose steadily. By the end of 1998, driven by the large -scale expansion of domestic demand investment policies, real estate companies reached 24,378 and 826,000 employees. By 2000, the employees of the national property management enterprises have exceeded 2 million.
In the past five years, the average annual growth of real estate investment in my country has remained above 5%, and the proportion of real estate development investment in fixed asset investment has accounted for 12.7%-17.9%. At present, the annual value -added of the real estate and construction industry is 900 billion yuan, accounting for about 9%of GDP. With the continuous improvement of residents 'living standards and the rapid growth of the urban population, the demand for housing has increased rapidly, coupled with the rise in land prices and building materials, and the improvement of environmental and supporting facilities, housing consumption will become residents' residents in the long run. A hotspot of consumption.
1. The number of real estate companies is large, the scale is small, and the open capacity is low. Although the real estate industry in my country is not as chaotic as in the past, many real estate companies have begun to take shape, but the characteristics of relatively small, poor, and scattered have not fundamentally changed. Compliance.
. The credit of real estate companies does not pay attention to the establishment of the brand.
3. The funds of real estate companies are weak and the risk of operation is high.
The real estate market in my country has started a new round of rapid development after adjustment of 2008. Many experts and industry understanding believes that, driven by many favorable factors, the development prospects of the real estate industry are very good, but they have ignored the risks and sufferings existing. After analysis and thinking, the author found that the development of real estate in my country is mainly facing two major risks: the uncertainty of national policies and the lack of market demand.
Chomo's macro policies will directly affect the development of the real estate industry. Because there are many uncertain factors in the internal and external environments of my country's market economy, the state's macro policies will often be adjusted accordingly, which brings uncertain difficulties and risks to the development of the real estate industry.
1. Fiscal policy uncertainty. The uncertainty in fiscal policy is mainly reflected in the continuous changes in tax policies. The tax policy of real estate transactions has undergone many changes from 1997 to the present. When real estate is overheating, it is necessary to support when the real estate market has just entered the adjustment period. Nor can it be insufficient.
2. Uncertainty of monetary policy. The uncertainty of monetary policy mainly comes from the changes in interest rates, the uncertainty of changes in the public market operation and legal deposit reserve ratio.