1 thought on “What positions are there in the banking industry”
Darnell
What positions and corresponding salary of the banking industry
The current banking institution setting is: head bank, provincial banks, municipal banks, branches, outlets (savings houses), institutions set up as pyramid type, sub -branch, sub -branch The streets and alleys of the cities are also the place where the most resettlement personnel are the most. The position setting of the high -level institutions is: senior managers, the president of the people, the president of the people, and the deputy governor of the people. The following departments: human resources, companies, institutional business, personal financial business, asset business, credit approval business, legal affairs, operating business, planning finance, etc. The requirements for majors and capabilities are: economic majors, business, know how to do this major in this major. Related business knowledge. Because banks are state -owned enterprises, they are operating units and their pursuit of maximizing benefits, personal capabilities are required to have financial management capabilities, marketing capabilities and management capabilities. Focus on marketing and communication with others. The settings of the sub -branch and the following institutions are basically businessmen, and a few are managers. Basically, the operator is required. The ability requirement is that you can be fully applied with a highly educated education, because the computer program is unified and fixed. Most bank employees do not understand the company's ledger at all! If you need ability, you need to communicate with customers, and you will have a marketing to pull deposits, but this is also limited to underdeveloped areas. If it is a bank window in economically developed areas, there is no need to pull deposits at all. , Customers still queue to access funds, you do n’t need marketing, of course, you will leave the window and rise from the window. If you are a senior talent, it is basically a waste of the city bank and the branch, because there is no environment and opportunity there, because of this, the management of the secondary branches and the branch is not as a science class, so If you learn finance into the bank, you need to enter the provincial bank. If you enter the sub -branch, most of them will be arranged to the front -line window. After 3-5 years, you are no different from the vocational Gao Sheng! On the contrary, if interpersonal communication is not as good as his job, you will be destroyed in your life! Therefore, grass -roots banks do not need talents, because most of the posts in this industry require ordinary window personnel! Because of this, if highly educated talents will be managed, they will be marketing, and there will be more room for leadership to be promoted. The above is the situation of state -owned commercial banks. Of course, you can enter policy banks and regulators such as the CBRC, the People's Bank of China, and the National Development Bank. The position of the grassroots: The customer manager of the branch, which is stressful, but relatively high incentives, the highest year can get more than 200,000. The counter personnel include accounting and savings. Accounting positions are currently relatively stable, because relevant knowledge and degree requires relevant knowledge and education. In addition, the accounting system of general banks is relatively complete. The savings positions are relatively simple, but they are more hard and more tired. If the bank's system cannot be found, it will definitely pay for it by yourself. When many newcomers who do savings posts are just beginning to work, they lose 1 or 2,000 yuan. It is no wonder that one or two hundred customers are received every day. With so much money, the air in the hall is dirty and noisy, and people always make mistakes. Savings are lower than accountants. It is the least one among the official bank employees. It other positions of the branch: President, the president's annual income is about 340,000, and does not include job consumption, such as eating, telephone, gasoline reimbursement, and so on. But this is a good benefit. If the benefits are poor and the task is not completed, he can only get more than 100,000. Generally speaking, it is a good thing. The credit supervisor, accounting supervisor, and the most important cadre of the branch, in addition to being led by the governor, are also managed by its direct departments. We all know that middle -level cadres are the most tiring. In addition to completing their own tasks, we must also be responsible for the affairs of the people under their hands. They can't get rid of the relationship with people under their hands. So he was trembling. The annual income is about 100,000. The lobby manager, temporary worker, trainee. Generally, it is not considered a formal establishment of a bank, but I heard that in the past few years, it has begun to turn into long -term contract workers. These people have the lowest income, ranging from 1 to 2,000 a month, including drivers and clerks. At the grassroots level of the bank, the main job is to complete various indicators and tasks. If you are tired, look at what you think. The hardest thing is the credit personnel who run outside every day without guarantee. However, anyway, it is stronger than the insurance company's business. Many companies are posted at the entrance of "sales insurance do not enter". At least they have not allowed bank customers to enter. The position of the headquarters: There are many departments in the banking headquarters. China does not currently divide the department by the product line. The situation is that the classification is chaotic. However, there are several departments in general: If of the accounting department, the accounting department of the head office is very important. It is responsible for accounting and liquidation of the Bank of China. It is also responsible for some business development. The plan to the finance department is equivalent to the general participant. It proposes the indicators of various businesses of banks, responsible for calculating the cost or profit margin of assets and liabilities, and also managing capital positions, preparation, and so on. The information technology department, many people do not understand what the IT department is doing, thinking that it is a computer. In fact, in addition to the grass -roots computer staff to help maintain the office computer, the IT staff of the headquarters is not different from the general software company, and even work is hard. Various systems, procedures, project development, and functional modules of banks require IT support. For example, customers go to banks to deposit and transfer, through the branch client to the branch AS400 host, and then go to the head office's host, return information, provide time limit selection, post -review confidential key management, transmission information encryption, etc., all belong to the IT category. At present, big IT companies such as IBM are responsible for financial IT consulting and development, which is actually these tasks. In addition, the electronicization of various businesses of banks is the trend. This work is becoming more and more important trading departments, responsible for fund transactions, RMB borrowing, government bond underwriting, repurchase, foreign exchange bond transactions, derivative products, derivative products, derivative products Trading and new product development and design. This is the bank's CPU. Only know the current interest rate and exchange rate price on the market can be priced correctly. This is where all products are priced. The investment bank or asset management department, responsible for fund custody, customer bond issuance, etc. At present, it is not clear, but there will be a great future after mixed operations. Rotten risk management. Such as large loan approval, business quota, etc. The company department and retail department: This is the two departments of the customer type. It is mainly responsible for marketing. The international approach is regarded as the Sales department. The ministries, responsible for peers. offshore, offshore customers. The Ministry of Law or Compliance, responsible for contract writing, compliance review. The audit department, internal audit audit If departments: the Ministry of Supervision and Security, the Ministry of Administration, the Ministry of Human Resources, etc. Make in so many departments, everyone performs their duties, and the division of labor is relatively clear. The days of the head office are of course different from the grassroots. In fact, for young people, the starting point of the headquarters is high, the stage is large, and the income is relatively stable. The headquarters has the headquarters of survival philosophy. First of all, you must make less mistakes. The so -called "do more mistakes", the more you do, the greater the chance of making mistakes. Secondly, it depends on the leadership and environment. Of course, the leaders and environmental health are of course better. Naturally, they can show their skills. Even if they are not promoted, they have learned the ability.
What positions and corresponding salary of the banking industry
The current banking institution setting is: head bank, provincial banks, municipal banks, branches, outlets (savings houses), institutions set up as pyramid type, sub -branch, sub -branch The streets and alleys of the cities are also the place where the most resettlement personnel are the most. The position setting of the high -level institutions is: senior managers, the president of the people, the president of the people, and the deputy governor of the people. The following departments: human resources, companies, institutional business, personal financial business, asset business, credit approval business, legal affairs, operating business, planning finance, etc. The requirements for majors and capabilities are: economic majors, business, know how to do this major in this major. Related business knowledge. Because banks are state -owned enterprises, they are operating units and their pursuit of maximizing benefits, personal capabilities are required to have financial management capabilities, marketing capabilities and management capabilities. Focus on marketing and communication with others. The settings of the sub -branch and the following institutions are basically businessmen, and a few are managers. Basically, the operator is required. The ability requirement is that you can be fully applied with a highly educated education, because the computer program is unified and fixed. Most bank employees do not understand the company's ledger at all! If you need ability, you need to communicate with customers, and you will have a marketing to pull deposits, but this is also limited to underdeveloped areas. If it is a bank window in economically developed areas, there is no need to pull deposits at all. , Customers still queue to access funds, you do n’t need marketing, of course, you will leave the window and rise from the window.
If you are a senior talent, it is basically a waste of the city bank and the branch, because there is no environment and opportunity there, because of this, the management of the secondary branches and the branch is not as a science class, so If you learn finance into the bank, you need to enter the provincial bank. If you enter the sub -branch, most of them will be arranged to the front -line window. After 3-5 years, you are no different from the vocational Gao Sheng! On the contrary, if interpersonal communication is not as good as his job, you will be destroyed in your life! Therefore, grass -roots banks do not need talents, because most of the posts in this industry require ordinary window personnel! Because of this, if highly educated talents will be managed, they will be marketing, and there will be more room for leadership to be promoted. The above is the situation of state -owned commercial banks. Of course, you can enter policy banks and regulators such as the CBRC, the People's Bank of China, and the National Development Bank.
The position of the grassroots:
The customer manager of the branch, which is stressful, but relatively high incentives, the highest year can get more than 200,000. The counter personnel include accounting and savings. Accounting positions are currently relatively stable, because relevant knowledge and degree requires relevant knowledge and education. In addition, the accounting system of general banks is relatively complete.
The savings positions are relatively simple, but they are more hard and more tired. If the bank's system cannot be found, it will definitely pay for it by yourself. When many newcomers who do savings posts are just beginning to work, they lose 1 or 2,000 yuan. It is no wonder that one or two hundred customers are received every day. With so much money, the air in the hall is dirty and noisy, and people always make mistakes. Savings are lower than accountants. It is the least one among the official bank employees.
It other positions of the branch:
President, the president's annual income is about 340,000, and does not include job consumption, such as eating, telephone, gasoline reimbursement, and so on. But this is a good benefit. If the benefits are poor and the task is not completed, he can only get more than 100,000. Generally speaking, it is a good thing.
The credit supervisor, accounting supervisor, and the most important cadre of the branch, in addition to being led by the governor, are also managed by its direct departments. We all know that middle -level cadres are the most tiring. In addition to completing their own tasks, we must also be responsible for the affairs of the people under their hands. They can't get rid of the relationship with people under their hands. So he was trembling. The annual income is about 100,000.
The lobby manager, temporary worker, trainee. Generally, it is not considered a formal establishment of a bank, but I heard that in the past few years, it has begun to turn into long -term contract workers. These people have the lowest income, ranging from 1 to 2,000 a month, including drivers and clerks.
At the grassroots level of the bank, the main job is to complete various indicators and tasks. If you are tired, look at what you think. The hardest thing is the credit personnel who run outside every day without guarantee. However, anyway, it is stronger than the insurance company's business. Many companies are posted at the entrance of "sales insurance do not enter". At least they have not allowed bank customers to enter.
The position of the headquarters: There are many departments in the banking headquarters. China does not currently divide the department by the product line. The situation is that the classification is chaotic. However, there are several departments in general:
If of the accounting department, the accounting department of the head office is very important. It is responsible for accounting and liquidation of the Bank of China. It is also responsible for some business development.
The plan to the finance department is equivalent to the general participant. It proposes the indicators of various businesses of banks, responsible for calculating the cost or profit margin of assets and liabilities, and also managing capital positions, preparation, and so on.
The information technology department, many people do not understand what the IT department is doing, thinking that it is a computer. In fact, in addition to the grass -roots computer staff to help maintain the office computer, the IT staff of the headquarters is not different from the general software company, and even work is hard. Various systems, procedures, project development, and functional modules of banks require IT support. For example, customers go to banks to deposit and transfer, through the branch client to the branch AS400 host, and then go to the head office's host, return information, provide time limit selection, post -review confidential key management, transmission information encryption, etc., all belong to the IT category. At present, big IT companies such as IBM are responsible for financial IT consulting and development, which is actually these tasks. In addition, the electronicization of various businesses of banks is the trend. This work is becoming more and more important
trading departments, responsible for fund transactions, RMB borrowing, government bond underwriting, repurchase, foreign exchange bond transactions, derivative products, derivative products, derivative products Trading and new product development and design. This is the bank's CPU. Only know the current interest rate and exchange rate price on the market can be priced correctly. This is where all products are priced.
The investment bank or asset management department, responsible for fund custody, customer bond issuance, etc. At present, it is not clear, but there will be a great future after mixed operations.
Rotten risk management. Such as large loan approval, business quota, etc.
The company department and retail department: This is the two departments of the customer type. It is mainly responsible for marketing. The international approach is regarded as the Sales department.
The ministries, responsible for peers.
offshore, offshore customers.
The Ministry of Law or Compliance, responsible for contract writing, compliance review.
The audit department, internal audit audit
If departments: the Ministry of Supervision and Security, the Ministry of Administration, the Ministry of Human Resources, etc.
Make in so many departments, everyone performs their duties, and the division of labor is relatively clear. The days of the head office are of course different from the grassroots. In fact, for young people, the starting point of the headquarters is high, the stage is large, and the income is relatively stable. The headquarters has the headquarters of survival philosophy. First of all, you must make less mistakes. The so -called "do more mistakes", the more you do, the greater the chance of making mistakes. Secondly, it depends on the leadership and environment. Of course, the leaders and environmental health are of course better. Naturally, they can show their skills. Even if they are not promoted, they have learned the ability.