What does it mean to get a gift from China Merchants Bank credit card? Is it a trap? Intersection

5 thoughts on “What does it mean to get a gift from China Merchants Bank credit card? Is it a trap? Intersection”

  1. This is the marketing method of China Merchants Bank Credit Card. Generally, it will not be a trap.
    . There are two main points for application conditions for credit card:
    1, age requirements: 18-60 years old;
    2, stable jobs with stable jobs And the source of income.
    . The materials and documents that need to be provided when applying:
    1. Domestic residents only need to provide: fill in the complete and autograph application form, identity document, residential certificate document, income certificate document; r;
    2. Foreign people and people from Hong Kong, Macao and Taiwan also need to provide separately: Foreign residence permits () residence for residence must be employed) or employment certificate for foreigners/Hong Kong, Macao and Taiwan people;
    3. If it is a private owner, except the above information It also needs to be provided: Show the applicant's name, the name of the enterprise, and a copy of the business license that starts the business date.
    . If you want to apply for a credit card with a large amount, you need to provide proof materials for good economic strength, such as: a copy of the real estate certificate, a copy of the car driving license; ) Or a copy of the deposit.
    4. Approval of approach:
    1, bank counter application;
    2, credit card official website application;
    3, application to bank credit card salesperson;
    4, WeChat can apply;

  2. The profit of credit card:
    1. Enjoy the interest-free period of about 20-50, enjoy merchant discount
    2. Improve (reduce) your personal credit (loan required credit report) There are difficulties. If the credit is not good, it is not conducive to loan.

    A disadvantages:
    1. Poor use may generate annual fees, late fees, and interest.
    2. If these costs are used, these costs will not occur.

  3. I do it, there is no the agreed ones, I can retreat after half a year, I can refund it after half a year. I don’t know if it will affect credit reporting.

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